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We’re well beyond seatbelts in today’s modern automobile technology. There are many new safety features and just cool technology that keeps coming out each year, revolutionizing our driving world.
“Predictive Emergency Braking System” this new and very technologically advanced feature uses radar to scan for potential possible collisions in front of your car, and if it senses another car in front of you that you are likely to hit, the feature will alert the driver via sound and light signals, if the driver doesn’t react, then the system will activate the full braking power of your moving vehicle to slow you down or stop your car automatically.
This newer technology detects if your car loses its steering control, like on slippery roads, and it applies brakes on each wheel. This helps the driver steer the car in the right direction without the car skidding around and crashing into other cars, tree’s, barriers, or whatever. Understeering when the front wheels can’t grab enough traction, and oversteering is when the car turns further than the driver is moving the steering wheel; both understeering and oversteering are corrected with the ESC system. The system will use each brake on each tire individually to gain control of the car’s trajectory, and get the driver back into control to steer in the direction the driver wants to go. Each manufacturer may call it different things, like Electronic Stability Program, or Advance Trac, Vehicle Stability Assist, Stabilitrak, Porsche Stability Management, etc.
Also called Autonomous cruise control, basically it adjusts your speed for you if someone in front of you is going to slow you down out of your locked in cruise control speed. It is a safety feature that I’m sure almost all of us could have used at many times in our driving experiences, especially on long drives. You’ll get cruising along going great and then suddenly you are right up onto some slow-going out of towner, sightseeing, that is not being courteous to others in the passing lane, and you have to kill your cruise control. This feature will sense these daydreamers in front of you, and slow your car down automatically, once you have gotten around that car, you can “resume” your cruise control and keep moving happily forward.
Basically, what this feature does is it uses camera’s that are mounted in your windshield, and sometimes on different parts of your car, that look at the road. This technology will identify the different lanes in the road, and help you stay in your lane. When you start to drift in your lane, this assist can pull you back into the middle of your lane (if you aren’t signaling), or warn you that you are drifting with flashing lights or alarms, depending on what car you buy and the technology in the car make/model of car you have. The driver can override this feature.
A deductible is an amount you pay before the Insurance Company starts paying. Health insurance plans will have different deductibles. You’ll be expected to pay the whole medical bill out of your own pocket until you’ve paid your deductible.
During the Medicare Annual Election Period (AEP), which is from October 15th through December 7th each year, many people may ask the question, “Do I want a Medicare Advantage Plan or a Medicare Supplement Plan (Medigap)?”
The Affordable Care Act / Obamacare, put specific enrollment periods in place to prevent people from only enrolling in health insurance when they were sick or needed surgery.
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These sensors, along with a backup camera, alerts the driver if they are getting close to any obstacles behind them, so the driver can see what is behind them and avoid hitting that object. Many new cars come with these systems built in, but if your car does not have a back-up system installed, there are many systems you can buy at stores like BestBuy or Amazon or others.
Majority of Car Accidents Caused By Distracted Driver
According to Eric Bolton, a spokesperson for the National Highway Traffic Safety Administration (NHTSA), most car accidents are caused by a driver who was distracted. Every day, nine people die because of distracted driving, and far more have close calls because of multi-tasking behind the wheel. If you’ve ever looked around while driving, you’ve probably noticed how many people are dividing their attention between driving and texting, surfing the internet, or searching for the next song to listen to. It’s not hard to see how this habit can result in a tragedy. Fortunately, there is an increasing number of tools to help drivers stay safe and alert when driving.
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Unsurprisingly, our smartphones are the most common of driving distractions. From reading and sending texts to looking up directions, many drivers divide their attention between their driving and their cellphone – often, unsuccessfully. A text takes an average of five seconds to read, and whether you’re traveling at high speeds down the interstate or driving through a residential neighborhood, a lot can happen in that small window of time. Studies have shown that 97.5 percent of people cannot safely drive and text at the same time. Unless you are in the 2.5 percent that can, (most think they are in that 2.5%) you should put the phone away when you’re behind the wheel.
This is just one the most common distractions that drivers face. Others include eating and drinking, driving with kids or pets in the vehicle, picking the next song by adjusting the radio, conversations with other adult passengers, and road rage. Anything that pulls your attention away from your driving has the potential to cause an accident.
Old habits die hard, and no matter how dedicated you are to safe driving, you may automatically reach for your smartphone the next time you hear the ding of an incoming text. To combat this prevalent issue, app developers are working to make your smartphone a tool for fighting, rather than causing, distracted driving.
Different distracted driving apps offer a variety of different features, from tracking how many miles you’ve driven safely to blocking incoming calls, texts, and notifications. Some even offer location sharing or send out a parent notification when their teen driver has arrived at their destination.
For example, Farmers Insurance has an app called Signal, it helps drivers track their habits. It analyzes and provides ongoing feedback regarding driving habits, helping subscribers recognize when and where they’re most likely to get distracted. It provides a personalized map that shows the driver their route, their mileage, and how much time they spent behind the wheel, and it highlights unsafe habits and incidents like sudden braking and excessive speeding.
Distracted driving apps are highly beneficial for drivers who have difficulty maintaining their focus, and as a bonus, some apps can even score you a discount on your auto insurance. Talk to your insurance agent to learn more about distracted driving apps and choose one that fits your lifestyle.
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To be fair, in recent years, health insurance companies have made strides towards transparency. If you have an ACA-compliant plan, there are many services that your health insurance is legally required to cover, taking some of the guesswork out of budgeting for health expenses.
Your out-of-pocket maximum is the most you’ll have to pay for covered services in a policy period (one year), each January 1st it starts over again, and that includes cost of medications too. After you reach this amount, your health insurance plan will pay 100%.
Breast reduction surgery is a common procedure that involves removing fat, tissue and skin to reduce the overall breast size. Depending on your reasons for seeking this procedure, it can have a big impact on your comfort, health and quality of life.
As intimidating as gum disease and its associated conditions sound, the good news is that diligently brushing and flossing daily, along with regular visits to the dentist, is generally enough to keep the bad bacteria under control.
To be fair, in recent years, health insurance companies have made strides towards transparency. If you have an ACA-compliant plan, there are many services that your health insurance is legally required to cover, taking some of the guesswork out of budgeting for health expenses.
Your out-of-pocket maximum is the most you’ll have to pay for covered services in a policy period (one year), each January 1st it starts over again, and that includes cost of medications too. After you reach this amount, your health insurance plan will pay 100%.
Breast reduction surgery is a common procedure that involves removing fat, tissue and skin to reduce the overall breast size. Depending on your reasons for seeking this procedure, it can have a big impact on your comfort, health and quality of life.
As intimidating as gum disease and its associated conditions sound, the good news is that diligently brushing and flossing daily, along with regular visits to the dentist, is generally enough to keep the bad bacteria under control.