Why Headlight Maintenance Is Important

It is not always possible to avoid nighttime driving, but unfortunately, studies show that this is the most dangerous time to be behind the wheel. According to the National Safety Council, half of all traffic deaths happen at night even though nighttime driving only accounts for a quarter of the time we spend on the road.

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Driving After Dark

Several factors make driving after dark more dangerous, including fatigue and the fact that there are more impaired drivers on the road at night. However, for many drivers, compromised night vision is a significant problem. Especially as we get older, we have greater difficulty seeing at night. In fact, the American Automobile Association reports that by age 60, we need three times as much light to see as we needed at age 20.​

Regardless of your age, headlights that work well can help you stay safe while driving in the dark. Over time, your headlights may lose their intensity. Replacing worn headlights with new ones can help you see better at night. There are three main types of headlights, each with benefits and drawbacks.

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Three Types of Headlights

Halogen Headlights

Halogen headlights are found on about 80% of vehicles that are on the road today. These lights give off a bright, yellow-white light that will not impair the vision of oncoming motorists. They are cheap to manufacture and easy to replace, making them an attractive option for budget-conscious drivers. They also last about 1,000 hours before needing to be replaced.

While halogen headlights are the most popular, those who have a hard time seeing at night may find the beams that these headlights send out is not enough.

HID Xenon Headlights

HID xenon lights are usually only used for low-beam lights, or your “normal” headlights. With these headlights, a projector lens distributes the light, creating a more targeted beam that can give you greater visibility. It casts a white light that is similar to daylight, and they require less maintenance than halogen bulbs because they last about twice as long. Unfortunately, bulbs tend to be expensive, costing as much as seven times more than halogen bulbs.

LED Headlights

LED lights may be found on vehicles of all price points, usually as part of an upgrade package. Like HID xenon bulbs, LED lights emit a bright white light. They are also long-lasting, only needing to be replaced about every 20,000 hours. LED bulbs are the most expensive option. They may also cause a significant glare for oncoming motorists, compromising their safety and your own.

 

Scoring Discounts on Your Auto Insurance with Nevada Insurance Enrollment

Features such as adaptive headlights, high beam assist and adaptive driving beam do not just make it easier to drive at night; safety features like these can actually earn you a discount on your auto insurance. At Nevada Insurance Enrollment, our auto insurance agents can help you review your policy and determine whether your vehicle’s safety features can help you qualify for cheaper coverage.

What You Need To Know About Health Insurance When Traveling

What You Need To Know About Health Insurance When Traveling

What happens if you need healthcare services when you are hundreds of miles away from the nearest in-network provider? How you receive emergency or non-emergency medical care and pay for it depends largely on your health insurance plan.

Are Ambulance Rides Covered By Health Insurance?

Are Ambulance Rides Covered By Health Insurance?

If you have a qualified health plan (QHP) the answer is yes, ambulance rides are covered. A QHP is an insurance plan that is certified by Nevada Health Link in Nevada that covers “10 essential health care benefits” including emergency transportation. You may need to pay a deductible, co-payment, or co-insurance for your ambulance trip.

Does My Auto Insurance Policy Cover My Trailer?

Does My Auto Insurance Policy Cover My Trailer?

You have an auto insurance policy that covers damage to your vehicle, but what if you regularly use your vehicle to pull your trailer? Does that trailer have the same coverage as your car or truck?