Why Headlight Maintenance Is Important

It is not always possible to avoid nighttime driving, but unfortunately, studies show that this is the most dangerous time to be behind the wheel. According to the National Safety Council, half of all traffic deaths happen at night even though nighttime driving only accounts for a quarter of the time we spend on the road.

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Driving After Dark

Several factors make driving after dark more dangerous, including fatigue and the fact that there are more impaired drivers on the road at night. However, for many drivers, compromised night vision is a significant problem. Especially as we get older, we have greater difficulty seeing at night. In fact, the American Automobile Association reports that by age 60, we need three times as much light to see as we needed at age 20.​

Regardless of your age, headlights that work well can help you stay safe while driving in the dark. Over time, your headlights may lose their intensity. Replacing worn headlights with new ones can help you see better at night. There are three main types of headlights, each with benefits and drawbacks.

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Three Types of Headlights

Halogen Headlights

Halogen headlights are found on about 80% of vehicles that are on the road today. These lights give off a bright, yellow-white light that will not impair the vision of oncoming motorists. They are cheap to manufacture and easy to replace, making them an attractive option for budget-conscious drivers. They also last about 1,000 hours before needing to be replaced.

While halogen headlights are the most popular, those who have a hard time seeing at night may find the beams that these headlights send out is not enough.

HID Xenon Headlights

HID xenon lights are usually only used for low-beam lights, or your “normal” headlights. With these headlights, a projector lens distributes the light, creating a more targeted beam that can give you greater visibility. It casts a white light that is similar to daylight, and they require less maintenance than halogen bulbs because they last about twice as long. Unfortunately, bulbs tend to be expensive, costing as much as seven times more than halogen bulbs.

LED Headlights

LED lights may be found on vehicles of all price points, usually as part of an upgrade package. Like HID xenon bulbs, LED lights emit a bright white light. They are also long-lasting, only needing to be replaced about every 20,000 hours. LED bulbs are the most expensive option. They may also cause a significant glare for oncoming motorists, compromising their safety and your own.

 

Scoring Discounts on Your Auto Insurance with Nevada Insurance Enrollment

Features such as adaptive headlights, high beam assist and adaptive driving beam do not just make it easier to drive at night; safety features like these can actually earn you a discount on your auto insurance. At Nevada Insurance Enrollment, our auto insurance agents can help you review your policy and determine whether your vehicle’s safety features can help you qualify for cheaper coverage.

Health Insurance Options For Laid-Off Workers

Health Insurance Options For Laid-Off Workers

If you rely on employer-based health insurance and you lose your job, you may wonder what happens if you need medical care before you are able to get new coverage. Fortunately, there is COBRA, a law passed in 1986 gives many workers and their families the right to retain their health insurance even if they quit or lose their jobs.

What is the Free Look Period in Health Insurance?

What is the Free Look Period in Health Insurance?

To help customers avoid buyer’s remorse, health insurance policies are required to offer a free-look period. If at any time during this period you find that you’re dissatisfied with your policy, you can cancel it and get your money back.

HRA vs Employer Sponsored Health Insurance

HRA vs Employer Sponsored Health Insurance

An employer-subsidized plan is a sensible option for employees. Not only does the employer pay at least 50% of the employee’s premium, but the remaining premium is tax-free and taken directly from the employee’s pay.

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