Learning To Be a Better Driver

Defensive driving is a strategy that helps drivers recognize potential hazards on the road and adapt to weather and traffic conditions and the unpredictability of other drivers. Learning defensive driving habits can help you stay safe behind the wheel.

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The Benefits of Defensive Driving

Defensive driving can help people reduce their odds of being involved in a car accident and gain more confidence behind the wheel. Taking a formal class may also help you reduce your auto insurance premiums or reduce the impact of a speeding ticket on your driving record.

 

What Do Defensive Driving Courses Teach?

Each state regulates its own defensive driving courses, tailoring the content of the lessons around state-specific laws. However, most courses contain the same basic information to help drivers learn to recognize and anticipate potential problems.

 

Traffic Crashes

Most defensive driving courses outline traffic crash statistics in the state, including how many crashes happen in a given year, the number of fatalities and injuries, and the most common causes. Courses may also cover information such as the financial impact that a car accident can have.

 

Overcoming Psychological Factors

Lack of sleep, stress, road rage and daydreaming can take a toll on how attentive someone is while driving. To help students recognize the dangers of distracted driving, courses may highlight the importance of focusing on maintaining a positive attitude while operating a vehicle.

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DUI / DWI

Driving under the influence of drugs or alcohol can significantly impact a driver’s ability to pay attention to their driving, notice road conditions and anticipate what other drivers are going to do. Defensive driving courses often outline the dangers of driving under the influence and how to recognize when another driver on the road is posing a danger.

 

What Happens in a Crash

Defensive driving courses may give an overview of what happens during a crash, including how speed and the type of impact affect the damage done to a vehicle or its passengers. Courses may also cover how not wearing a seatbelt can cause a second impact that may cause as much as more damage as the initial impact.

 

How to Prevent Crashes

Defensive driving courses cover strategies that participants can develop to recognize potential hazards and avoid crashes. This may include knowing their vehicle’s stopping distance, adapting to vehicle emergencies and environmental hazards, and sharing the road with semitrucks and motorcycles.

 

Getting Better Auto Insurance Rates with Nevada Insurance Enrollment

Defensive driving does not just keep you safe on the road, it can also help you score better rates on your auto insurance. At Nevada Insurance Enrollment, our auto insurance agents help you find policies that incentivize safe driving, helping you find affordable auto insurance coverage.

Avoid Health Insurance Coverage Gaps When Moving Out of State

Avoid Health Insurance Coverage Gaps When Moving Out of State

If you move out of state, you’ll need to get coverage in your new state and need to report your move within 30 days and enroll into a plan within 60 days, but each state rules may vary. When you move, if you have insurance now, it would be considered a qualifying life event.

Avoid Health Insurance Coverage Gaps When Moving Out of State

What Is An Exclusion In Health Insurance?

In health insurance, an exclusion is a medical procedure or treatment that the health insurance company does not cover. This may include specific medications, surgeries or therapies that are specifically omitted from your policy.

Avoid Health Insurance Coverage Gaps When Moving Out of State

Can You Have Two Health Plans?

Having two health insurance plans is legal and, in some cases, very beneficial. There are several scenarios in which you may have two health insurance plans. While it would be nice if you got double reimbursements for all your medical bills, that is not what happens when you have more than one health insurance policy.

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