Health Insurance
Property & Casualty
Additional Information
Privacy Policy
Employment
Legal & Disclaimer
Your car breaks down. Things inevitably just seem to happen, and usually at the worst possible time. A flat tire, your engine won’t start, or your car overheats. Here are a few tips that hopefully, may someday help, if you ever experience a breakdown with your car.
You probably do not have a mechanic toolset in your trunk (or maybe you would not know what to do with one even if you did), so it is a helpless feeling when you are away from home in a car that will not start. If you are in this situation, do not give up – there are a few things that you may be able to do to get back on your way.
If you cannot get your vehicle started, what you hear (or do not hear) can give you some hints about what is possibly going on.
Causes of a dead battery can be as simple as leaving your lights on, or it can be a sign of a bad battery or a bad alternator.
Renter’s insurance covers your personal property. If your property is damaged due to a covered peril such as a fire or theft, then you are compensated for your loss up to your policy limits. There are a variety of risks and events covered by renters insurance.
A high-risk driver is one who is more likely to file a claim. To determine your riskiness, your auto insurance company uses a complex algorithm that weighs in a variety of factors to come up with your auto insurance score.
Telemedicine puts healthcare within reach of those who would otherwise have a difficult time visiting a doctor. If you have a severe sinus infection, the last thing you want to do is spend the afternoon in the doctor’s office.
4260 W. Craig Road #150-A
N. Las Vegas, NV 89032
It is a scene from countless movies: a family sets off on a road trip, and before long, steam begins pouring from the engine, forcing them to pull over and disrupting their plans. While movies tend to dramatize inconveniences like this, in this case, the reality is not too far off.
Today’s cars have sophisticated cooling systems that are tested for everything from extreme weather to traffic jams, making them far less likely to overheat than cars manufactured 30 years ago. Even so, it still happens under certain circumstances.
Your car’s engine contains a fixed cylinder and a piston that moves up and down. Gas and air are sprayed into the engine’s cylinder, causing little explosions that move the piston. These explosions generate a lot of heat, which is why your car needs coolant to circulate through the engine and absorb the heat.
When the engine overheats, it is because there is something that is preventing heat from being removed, usually a leak or blockage in the cooling system. The good news is that you can usually avoid problems with your car’s cooling system with regular maintenance from a certified mechanic.
By page visits (this month)
There are several signs that can tip you off to an overheating engine:
If you see signs of your car’s engine overheating, it is important to pull off the road as soon as possible, ideally within a quarter of a mile, to prevent more extensive damage.
Running the air conditioner puts a lot of stress on your car’s engine. If you see signs that it is overheating, immediately turn off the air conditioner and turn on the heat. This will remove some of the heat from the engine.
If the coolant level is low, top it off and plan on scheduling an appointment with a mechanic to find out why you are losing coolant.
Caution! Do NOT open the radiator on an engine that is hot, the coolant is pressurized and could explode.
An overheating engine is not a problem that will fix itself. Even if adding coolant seemed to resolve the issue, if there is a leak, it will only get worse. Taking care of the problem as soon as possible can save you from more expensive repairs down the road.
Whether you are driving across town or across the country, a flat or blown tire can be a stressful experience. Knowing how to take care of it yourself, quickly and safely, can provide peace of mind and help prevent more extensive damage to your vehicle.
Changing a tire requires a few basic items, including:
1). Pull off the road as far as possible onto firm, flat ground. If you are on a highway, in the center, emergency lane or there is no flat/firm ground available, it is not safe for you to change the tire yourself. In these scenarios you should call for help.
2). Once your vehicle is parked, have all passengers exit the vehicle and stand as far from traffic as possible.
3). Ensure the vehicle is in park and engage the emergency brake.
4). Keep the vehicle from rolling by placing wheel wedges behind one of the undamaged tires if you are on an incline or in front of the wheel if your vehicle is facing downhill.
5). If you have a hubcap, remove it.
6). Loosen the lug nuts by using your lug wrench to turn them counter-clockwise. After you have loosened the first one, leave it in place. Skip every other lug nut, working your way around until they are all loose.
7). Jack your car up by sliding the jack under the frame, then pumping or turning it to lift your vehicle. Refer to your vehicle owner’s manual to see exactly where to put the jack.
8). Completely remove the lug nuts and put them somewhere for safe keeping.
9). Remove the tire by pulling it straight out from the car.
10). Place the spare tire on the screw prongs with the air valve facing out, ensuring that the screws are lined up to the holes.
11). Screw the lug nuts on, first by hand, and then tighten them with the lug wrench.
12). Use the jack to lower your vehicle so the tire touches the ground and does not spin, then tighten the lug nuts again in the same pattern you first loosened them.
13) Drive to the nearest tire shop.
Adding emergency roadside assistance to your auto insurance policy is an affordable way to gain peace of mind that you can get fast help if the unexpected happens. At Nevada Insurance Enrollment, our licensed auto insurance agents can help you review your budget, needs and driving habits to help you build a policy that is right for you.
By page visits (this month)
Auto insurance coverage can be confusing, largely because insurance laws and requirements vary greatly from one state to another. As a Nevada driver, you’re required to carry liability insurance in the amounts of 25/50/20 (learn more about state minimum coverage here). However, in states like Arizona where coverage runs cheaper, state minimum coverage is a little skimpier.
Most people have never heard of association health plans; however, these health insurance plans have been around for decades. Association Health Plans may have fewer benefits but will most likely have lower premiums, making them an attractive option for those who are young, healthy, and on a budget.
According to a recent study, health insurance premiums could increase for individual plans on the ACA marketplace between 35 and 94 percent by 2021. Concern over health care is nothing new; in fact, this is the fifth consecutive year that Americans have ranked health care as a top concern.
At least for now, many aspects of ACA are still in place. Currently, an insurer can’t turn you away for a pre-existing condition, and long-term health insurance plans still have to provide coverage for ACA’s 10 essential health care benefits. Prior to 2010, private health insurance usually did not cover maternity, or preventative like it does now, and mental health was generally non-existent.
Auto insurance coverage can be confusing, largely because insurance laws and requirements vary greatly from one state to another. As a Nevada driver, you’re required to carry liability insurance in the amounts of 25/50/20 (learn more about state minimum coverage here). However, in states like Arizona where coverage runs cheaper, state minimum coverage is a little skimpier.
Most people have never heard of association health plans; however, these health insurance plans have been around for decades. Association Health Plans may have fewer benefits but will most likely have lower premiums, making them an attractive option for those who are young, healthy, and on a budget.
According to a recent study, health insurance premiums could increase for individual plans on the ACA marketplace between 35 and 94 percent by 2021. Concern over health care is nothing new; in fact, this is the fifth consecutive year that Americans have ranked health care as a top concern.
At least for now, many aspects of ACA are still in place. Currently, an insurer can’t turn you away for a pre-existing condition, and long-term health insurance plans still have to provide coverage for ACA’s 10 essential health care benefits. Prior to 2010, private health insurance usually did not cover maternity, or preventative like it does now, and mental health was generally non-existent.