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Your car breaks down. Things inevitably just seem to happen, and usually at the worst possible time. A flat tire, your engine won’t start, or your car overheats. Here are a few tips that hopefully, may someday help, if you ever experience a breakdown with your car.
You probably do not have a mechanic toolset in your trunk (or maybe you would not know what to do with one even if you did), so it is a helpless feeling when you are away from home in a car that will not start. If you are in this situation, do not give up – there are a few things that you may be able to do to get back on your way.
If you cannot get your vehicle started, what you hear (or do not hear) can give you some hints about what is possibly going on.
Causes of a dead battery can be as simple as leaving your lights on, or it can be a sign of a bad battery or a bad alternator.
Knowing how to react when they appear can greatly reduce your chances of being involved in an accident. While hitting an animal can be against your natural instincts, swerving to avoid it could cause a worse crash that ends up in major fatalities.
Nevada Health Link has responded to Governor Sisolak’s Emergency Declaration of March 12, 2020 due to the coronavirus, also known as COVID-19. It announced an Exceptional Circumstance Special Enrollment Period. This allows Nevada residents who missed the “Open Enrollment” period to enroll in a qualified health insurance plan through the state-based exchange platform.
The Department of Health and Human Services announced that there will be two new rules created to help improve competitive pricing between hospitals, health insurance issuers, and health plans. The effort is aimed at helping to empower patients when they make their health insurance decisions.
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It is a scene from countless movies: a family sets off on a road trip, and before long, steam begins pouring from the engine, forcing them to pull over and disrupting their plans. While movies tend to dramatize inconveniences like this, in this case, the reality is not too far off.
Today’s cars have sophisticated cooling systems that are tested for everything from extreme weather to traffic jams, making them far less likely to overheat than cars manufactured 30 years ago. Even so, it still happens under certain circumstances.
Your car’s engine contains a fixed cylinder and a piston that moves up and down. Gas and air are sprayed into the engine’s cylinder, causing little explosions that move the piston. These explosions generate a lot of heat, which is why your car needs coolant to circulate through the engine and absorb the heat.
When the engine overheats, it is because there is something that is preventing heat from being removed, usually a leak or blockage in the cooling system. The good news is that you can usually avoid problems with your car’s cooling system with regular maintenance from a certified mechanic.
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There are several signs that can tip you off to an overheating engine:
If you see signs of your car’s engine overheating, it is important to pull off the road as soon as possible, ideally within a quarter of a mile, to prevent more extensive damage.
Running the air conditioner puts a lot of stress on your car’s engine. If you see signs that it is overheating, immediately turn off the air conditioner and turn on the heat. This will remove some of the heat from the engine.
If the coolant level is low, top it off and plan on scheduling an appointment with a mechanic to find out why you are losing coolant.
Caution! Do NOT open the radiator on an engine that is hot, the coolant is pressurized and could explode.
An overheating engine is not a problem that will fix itself. Even if adding coolant seemed to resolve the issue, if there is a leak, it will only get worse. Taking care of the problem as soon as possible can save you from more expensive repairs down the road.
Whether you are driving across town or across the country, a flat or blown tire can be a stressful experience. Knowing how to take care of it yourself, quickly and safely, can provide peace of mind and help prevent more extensive damage to your vehicle.
Changing a tire requires a few basic items, including:
1). Pull off the road as far as possible onto firm, flat ground. If you are on a highway, in the center, emergency lane or there is no flat/firm ground available, it is not safe for you to change the tire yourself. In these scenarios you should call for help.
2). Once your vehicle is parked, have all passengers exit the vehicle and stand as far from traffic as possible.
3). Ensure the vehicle is in park and engage the emergency brake.
4). Keep the vehicle from rolling by placing wheel wedges behind one of the undamaged tires if you are on an incline or in front of the wheel if your vehicle is facing downhill.
5). If you have a hubcap, remove it.
6). Loosen the lug nuts by using your lug wrench to turn them counter-clockwise. After you have loosened the first one, leave it in place. Skip every other lug nut, working your way around until they are all loose.
7). Jack your car up by sliding the jack under the frame, then pumping or turning it to lift your vehicle. Refer to your vehicle owner’s manual to see exactly where to put the jack.
8). Completely remove the lug nuts and put them somewhere for safe keeping.
9). Remove the tire by pulling it straight out from the car.
10). Place the spare tire on the screw prongs with the air valve facing out, ensuring that the screws are lined up to the holes.
11). Screw the lug nuts on, first by hand, and then tighten them with the lug wrench.
12). Use the jack to lower your vehicle so the tire touches the ground and does not spin, then tighten the lug nuts again in the same pattern you first loosened them.
13) Drive to the nearest tire shop.
Adding emergency roadside assistance to your auto insurance policy is an affordable way to gain peace of mind that you can get fast help if the unexpected happens. At Nevada Insurance Enrollment, our licensed auto insurance agents can help you review your budget, needs and driving habits to help you build a policy that is right for you.
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Med Pay is a great benefit to be added to your auto insurance policy. Med Pay is usually available in lower sums, like $1000, $5000, etc., regardless of who’s at fault in an accident. Med Pay can be used to pay for some of you and your passengers’ health insurance related costs.
Most insurers offer a variety of discounts that can help you save money on your monthly insurance premium. Most drivers know that if they insure two cars under one auto insurance policy, they’ll pay less on that one policy than they would on two separate policies.
Determining if you can use a personal auto insurance policy or that you should get a commercial auto insurance policy can be tricky. Sometimes you can buy a personal auto policy for business use and can be enough for some businesses. But if you are required to cover high liability coverage, have an unusual vehicle to insure, haul equipment, are a taxi or rideshare driver, you are probably going to need commercial auto insurance or special endorsements and coverages.
The Division of Insurance (DOI) stated that Nevada’s insurance carriers have decided to only offer coverage to Clark, Washoe, and Nye counties beginning in 2018. Nevada’s Exchange actively exploring potential solutions and resources for consumers facing limited to no coverage options.
Med Pay is a great benefit to be added to your auto insurance policy. Med Pay is usually available in lower sums, like $1000, $5000, etc., regardless of who’s at fault in an accident. Med Pay can be used to pay for some of you and your passengers’ health insurance related costs.
Most insurers offer a variety of discounts that can help you save money on your monthly insurance premium. Most drivers know that if they insure two cars under one auto insurance policy, they’ll pay less on that one policy than they would on two separate policies.
Determining if you can use a personal auto insurance policy or that you should get a commercial auto insurance policy can be tricky. Sometimes you can buy a personal auto policy for business use and can be enough for some businesses. But if you are required to cover high liability coverage, have an unusual vehicle to insure, haul equipment, are a taxi or rideshare driver, you are probably going to need commercial auto insurance or special endorsements and coverages.
The Division of Insurance (DOI) stated that Nevada’s insurance carriers have decided to only offer coverage to Clark, Washoe, and Nye counties beginning in 2018. Nevada’s Exchange actively exploring potential solutions and resources for consumers facing limited to no coverage options.