Car Seats: Keeping Children Safe on The Road

Car seats are designed to accommodate your household’s youngest passengers, making sure that they are as safe as possible while on the road. However, did you know that just like helmets and other safety equipment, car seats have a shelf life? Most car seats are constructed from plastic, which is a very safe, durable material, but over time, that plastic weakens. Extremely hot temperatures and everyday use can speed up the degradation process. On top of that, car seat technology is always improving, so if your child is using an eight-year-old seat, you’re not taking advantage of the newest innovations.

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Finding The Right Fit

In the state of Nevada, children under the age of six should be secured in a child restraint system, such as a rear-facing infant seat, a forward-facing convertible seat, or a booster seat, that has been approved by the United States Department of Transportation. Between ages six and twelve, a child should use a booster seat to ensure that the car’s seat belt fits them correctly. Failing to follow these guidelines can result in a hefty fine, and you may be required to complete hours of community service.

Most car seats have expiration dates imprinted directly onto them, but if yours does not, it should be replaced after six years of use, possibly even sooner if the car seat is used every day, is regularly transferred between vehicles, or you drive on rougher terrain. If you are in a very minor car accident, meaning that no damage to your vehicle is sustained, no one is injured, and the airbags didn’t deploy, you can safely continue to use the car seat. However, if you’re in a major accident, the car seat should be replaced, even if your child wasn’t in it at the time of the collision.​

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Get Your Car Seat Inspected

Find a child car seat inspection station nearest you. Certified technicians will inspect your car seat, in most cases, free of charge – and show you how to correctly install and use it. Car seats save hundreds of lives every year, but they’re only effective when they’re in good condition and are installed correctly. To ensure that your car seat meets Nevada’s guidelines, click the button below to find a local inspection center.

Health Insurance Options For Laid-Off Workers

Health Insurance Options For Laid-Off Workers

If you rely on employer-based health insurance and you lose your job, you may wonder what happens if you need medical care before you are able to get new coverage. Fortunately, there is COBRA, a law passed in 1986 gives many workers and their families the right to retain their health insurance even if they quit or lose their jobs.

What is the Free Look Period in Health Insurance?

What is the Free Look Period in Health Insurance?

To help customers avoid buyer’s remorse, health insurance policies are required to offer a free-look period. If at any time during this period you find that you’re dissatisfied with your policy, you can cancel it and get your money back.

HRA vs Employer Sponsored Health Insurance

HRA vs Employer Sponsored Health Insurance

An employer-subsidized plan is a sensible option for employees. Not only does the employer pay at least 50% of the employee’s premium, but the remaining premium is tax-free and taken directly from the employee’s pay.

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