Car Seats: Keeping Children Safe on The Road

Car seats are designed to accommodate your household’s youngest passengers, making sure that they are as safe as possible while on the road. However, did you know that just like helmets and other safety equipment, car seats have a shelf life? Most car seats are constructed from plastic, which is a very safe, durable material, but over time, that plastic weakens. Extremely hot temperatures and everyday use can speed up the degradation process. On top of that, car seat technology is always improving, so if your child is using an eight-year-old seat, you’re not taking advantage of the newest innovations.

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Finding The Right Fit

In the state of Nevada, children under the age of six should be secured in a child restraint system, such as a rear-facing infant seat, a forward-facing convertible seat, or a booster seat, that has been approved by the United States Department of Transportation. Between ages six and twelve, a child should use a booster seat to ensure that the car’s seat belt fits them correctly. Failing to follow these guidelines can result in a hefty fine, and you may be required to complete hours of community service.

Most car seats have expiration dates imprinted directly onto them, but if yours does not, it should be replaced after six years of use, possibly even sooner if the car seat is used every day, is regularly transferred between vehicles, or you drive on rougher terrain. If you are in a very minor car accident, meaning that no damage to your vehicle is sustained, no one is injured, and the airbags didn’t deploy, you can safely continue to use the car seat. However, if you’re in a major accident, the car seat should be replaced, even if your child wasn’t in it at the time of the collision.​

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Get Your Car Seat Inspected

Find a child car seat inspection station nearest you. Certified technicians will inspect your car seat, in most cases, free of charge – and show you how to correctly install and use it. Car seats save hundreds of lives every year, but they’re only effective when they’re in good condition and are installed correctly. To ensure that your car seat meets Nevada’s guidelines, click the button below to find a local inspection center.

Hidden Pitfalls of Cheap Auto Insurance

Hidden Pitfalls of Cheap Auto Insurance

Car accidents can be expensive, and your auto insurance policy is your best protection against financial devastation if the unexpected happens. While state-minimum coverage is definitely better than no coverage at all, a high percentage of scenarios shows it’s not enough for most drivers.

Hidden Pitfalls of Cheap Auto Insurance

How Financing Your Car Affects the Insurance Premium

However, you may end up paying a higher premium than someone who has not financed their vehicle. If you make payments on your vehicle, your lender requires you to have comprehensive and collision coverage on top of the state minimum requirements.

Hidden Pitfalls of Cheap Auto Insurance

Adding Uninsured / Underinsured Motorist To Your Policy

Uninsured and underinsured motorist coverage is used when you are hit by a driver that has insufficient coverage or no coverage at all. This optional coverage helps to compensate you for damages, up to your policy limit.