Car Seats: Keeping Children Safe on The Road

Car seats are designed to accommodate your household’s youngest passengers, making sure that they are as safe as possible while on the road. However, did you know that just like helmets and other safety equipment, car seats have a shelf life? Most car seats are constructed from plastic, which is a very safe, durable material, but over time, that plastic weakens. Extremely hot temperatures and everyday use can speed up the degradation process. On top of that, car seat technology is always improving, so if your child is using an eight-year-old seat, you’re not taking advantage of the newest innovations.

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Finding The Right Fit

In the state of Nevada, children under the age of six should be secured in a child restraint system, such as a rear-facing infant seat, a forward-facing convertible seat, or a booster seat, that has been approved by the United States Department of Transportation. Between ages six and twelve, a child should use a booster seat to ensure that the car’s seat belt fits them correctly. Failing to follow these guidelines can result in a hefty fine, and you may be required to complete hours of community service.

Most car seats have expiration dates imprinted directly onto them, but if yours does not, it should be replaced after six years of use, possibly even sooner if the car seat is used every day, is regularly transferred between vehicles, or you drive on rougher terrain. If you are in a very minor car accident, meaning that no damage to your vehicle is sustained, no one is injured, and the airbags didn’t deploy, you can safely continue to use the car seat. However, if you’re in a major accident, the car seat should be replaced, even if your child wasn’t in it at the time of the collision.​

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Get Your Car Seat Inspected

Find a child car seat inspection station nearest you. Certified technicians will inspect your car seat, in most cases, free of charge – and show you how to correctly install and use it. Car seats save hundreds of lives every year, but they’re only effective when they’re in good condition and are installed correctly. To ensure that your car seat meets Nevada’s guidelines, click the button below to find a local inspection center.

Health Insurance Plans for Year 2019 and Beyond

Health Insurance Plans for Year 2019 and Beyond

According to a recent study, health insurance premiums could increase for individual plans on the ACA marketplace between 35 and 94 percent by 2021. Concern over health care is nothing new; in fact, this is the fifth consecutive year that Americans have ranked health care as a top concern.

Health Insurance Plans for Year 2019 and Beyond

Health Insurance Could Become The Wild Wild West Once Again

At least for now, many aspects of ACA are still in place. Currently, an insurer can’t turn you away for a pre-existing condition, and long-term health insurance plans still have to provide coverage for ACA’s 10 essential health care benefits. Prior to 2010, private health insurance usually did not cover maternity, or preventative like it does now, and mental health was generally non-existent.

Health Insurance Plans for Year 2019 and Beyond

Repeal of the Individual Mandate

Health insurance, which has always been a topic surrounded by confusion, is doubly complicated as coverage requirements have evolved in recent years. Among the most significant changes was the individual mandate that was put into place under the Obama administration.

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