Actual Cash Value vs. Replacement Cost

What Does Liability Insurance Cover?

Liability Insurance helps cover the costs of any bodily injuries or property damage that results from a collision that you caused. This type of auto insurance covers the damages done to the driver that you hit; it does not cover any repairs to your own vehicle, nor can it be used for your own medical bills.

Actual Cash Value vs. Replacement Cost

Collision Insurance

What is Collision Auto Insurance? It’s for YOUR car. If you are in a car accident and your car is damaged or destroyed, collision insurance will cover the cost of repairing or replacing it. This type of auto insurance coverage is used when your car hits another car, or stationary object like a tree.

Actual Cash Value vs. Replacement Cost

Auto Insurance

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