Auto Insurance Policy Renewal Every Six Months
Unless the unexpected happens, your auto insurance probably isn’t something you spend much time thinking about. It may come as a surprise when your insurance agent gets in touch with you twice a year to discuss your policy. Many insurance policies are only six months long, and as it turns out, that can work in your favor.
As you may already know, there are tons of factors that affect your premium. These factors include your driving history, marital status, and whether or not you have children. Life can change at the drop of a dime, and having the opportunity to discuss these changes with your insurance agent helps to ensure that your premium accurately reflects your risk factor.
Sure, that means that your premium may go up if you’ve gotten into a car accident or have received a speeding ticket within that six-month coverage window. However, if you’ve had a child, gotten married, or have simply maintained a clean driving record, you may be able to see a reduced premium six months earlier than you would have otherwise.
Have you had a life change that may affect your premium? Talk to your auto insurance agent to optimize your coverage and review applicable discounts.
