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Does Lying To Your Auto Insurance Company Get You A Better Rate?

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Sep 10, 2019

Your auto insurance premium is based on a variety of factors, your personal info may cause you to pay more or less for your coverage than your neighbor pays. The application process for auto insurance can be complicated, and not verifying important information or even deliberately lying can have serious consequences.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Nevada is Leaving Healthcare.gov in 2020

Sep 7, 2019

Why the Switch Back To Nevada Health Link? There are several reasons for the transition away from HealthCare.gov. Ultimately, the goal is to provide Nevadans with more affordable health insurance coverage, easier access to plans that they need, cost the member and the State less money, and have our own State autonomy.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Changes to Obamacare in 2019

May 23, 2019

f you’re one of the many Nevadans who rely on health insurance coverage through the Marketplace, then you may have been impacted by some of the recent changes to Obamacare. While a majority of Obamacare has remained in place, 2019 brought a few changes to the program.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

I Don’t Own a Car, Do I Need Auto Insurance?

May 21, 2019

For many, auto insurance is a significant monthly expense. In some cases, you may be tempted to get rid of the payment entirely by foregoing auto insurance coverage. However, doing so can have some serious negative consequences.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Health Insurance: What is a Single Payer System?

May 9, 2019

A single-payer health care system is one in which there is one party that collects all healthcare fees and covers all health care costs. In theory, this could reduce medical costs because there would be significantly fewer entities involved in the system, thus cutting down on administrative costs.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

How to Switch or Cancel Your Auto Insurance Policy

May 7, 2019

When it comes time to renew your auto insurance, do you simply stay with the insurer that you’ve known and trusted for years? For some, this works out fine. For many, however, this is a costly mistake. If it’s been a while since you’ve shopped around for auto insurance, you could be throwing hundreds of dollars away.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

What is a Prescription Drug Formulary?

May 2, 2019

A drug formulary is a list of the prescription drugs that your health insurance company has agreed to cover so that when you fill your prescription, you don’t pay the full price of the medication. In most cases, formularies are comprised of drugs that are the safest, most effective, and most affordable.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Building the Best Auto Insurance Policy

Apr 23, 2019

Your auto insurance needs are unique, and your policy should be also. Knowing the right questions to ask your auto insurance agent as you’re building a policy can help ensure that you get great coverage at a great price.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

13 Factors That Affect Your Auto Insurance Price

Apr 9, 2019

To determine your premium, your auto insurance company uses a complex algorithm that takes countless factors into consideration. Some of those factors are obviously related to driving, such as how many speeding tickets you’ve had and when you received your last one, the age and type of vehicle you drive, and how many insurance claims you’ve filed in the past.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Other Structure Insurance

Other structures coverage pays for damages to structures other than your house. This is part of a standard homeowners insurance policy, providing valuable coverage in the event of a covered loss.

Health Insurance Options For Laid-Off Workers

Health Insurance Options For Laid-Off Workers

If you rely on employer-based health insurance and you lose your job, you may wonder what happens if you need medical care before you are able to get new coverage. Fortunately, there is COBRA, a law passed in 1986 gives many workers and their families the right to retain their health insurance even if they quit or lose their jobs.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Does Car Insurance Cover Off-Roading?

If you enjoy off-roading, it is important to ensure that your auto insurance provides the right type of coverage. Understanding your policy can help you make informed decisions and save money in the event of an off-road accident.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Understanding Boat Insurance

Boat insurance provides coverage for various types of damage that you may otherwise be financially responsible for. Property coverage pays for damage to the boat due to incidents such as accidents, sinking, theft, vandalism or weather damage.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Water / Sewer Backup: Does Homeowners Insurance Cover It?

A standard homeowners insurance policy covers sudden and accidental water damage that comes from inside your home, such as a burst pipe or broken appliance. It also covers water damage that results from rainwater coming in through an opening caused by a named peril.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Is Raising the Speed Limit Worth the Risk?

While vehicles are safer than ever and roadways are engineered to prevent accidents, the fact is that traffic fatalities claim thousands of lives per year. Despite arguments that the majority of posted speed limits are outdated, and unrealistic, numerous crash tests show that higher speeds greatly increase a driver’s risk of serious injury or even death.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Safety Tips For Driving In The Rain

In Las Vegas, roads are particularly slick at the beginning of the storm. That is because they are built without a drainage layer. Dust, oil and grime collect on the surface of the road. When it rains and these mix with water, the dirt settles to the bottom and the oil rises to the top, creating a very slick surface.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Understanding Motorcycle Insurance

If you ride a motorcycle, then you need an insurance policy that protects you and your investment. Understanding what coverage is available and even more importantly, what coverage is legally mandated, can ensure that you enjoy your bike for years to come.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Buying a Used Car From a Private Seller

The vehicle’s history report includes information such as its previous owners, open recalls and damage, accidents, repairs, maintenance history, and odometer readings. If you are buying the vehicle from a dealership, then they will probably provide you with the report if you ask for it.

Does Lying To Your Auto Insurance Company Get You A Better Rate?

How To Surrender Your Vehicles License Plates

Every state has its own laws for what you should do with your license plates if you sell your vehicle or cancel your auto insurance policy. In some states, you are allowed to keep personalized and vanity plates, but you must turn in regular license plates.

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