Menu
Call
Table of Contents
B
Nevada Insurance Enrollment logo - Nevada State outline divided into four colors of dark blue, light blue, orange and yellow

Recent Posts / Insurance Blog

Nevada Insurance Enrollment

Recent Posts

 

(702) 898-0554

Blog

Home > Insurance Blog

Your Auto Insurance and the “Hit and Run”

Your Auto Insurance and the “Hit and Run”

Mar 13, 2017

If your car was hit by someone and they do the legal/right thing by admitting it and paying for it, all is well. The “at fault” driver’s insurance will cover it under their property damage portion of their insurance for your car to be fixed. In the case that someone hits your beautiful new car while you are in the store and drives away, what do you do?

Your Auto Insurance and the “Hit and Run”

At Fault – If You Caused an Auto Accident

Jan 9, 2017

The responsibility of who pays what in Nevada is contingent on who’s at-fault in an auto accident. All drivers in Nevada have an obligation to drive their automobiles safely to reduce any risks of potential accidents. In Nevada, if you are the at-fault driver (the person that caused the accident), then you are responsible to “make whole” the individual or property you hit.

Your Auto Insurance and the “Hit and Run”

I Witnessed A Car Accident; What Do I Do?

Nov 18, 2016

A car accident can happen in the blink of an eye and witnessing one can be scary. After an auto accident, all drivers involved are required to stay at the scene where information is exchanged for auto insurance purposes. But what should you do if you witness a car wreck?

Your Auto Insurance and the “Hit and Run”

Accidents / Vandalism: Does Auto Insurance Cover Personal Belongings?

Sep 14, 2016

Personal items such as a tablet, wallet, or any personal valuables are not generally covered in your auto insurance policy. Those items would be covered in your homeowners/renters policy. You would have a deductible to pay for first, and then you’d need to consider the consequences of a claim on your homeowners policy.

Your Auto Insurance and the “Hit and Run”

Windshield / Glass Coverage

Jul 22, 2016

Windshield / glass coverage pays the amount of a covered glass loss, and as an added perk, it has a low deductible. Your insurer will cover the full costs of the repairs up to your policy limit, and as long as the costs of the damages don’t exceed your coverage limit, you’ll pay only your small deductible.

Your Auto Insurance and the “Hit and Run”

Term Life Insurance vs. Whole Life Insurance

Jul 12, 2016

Term life insurance policies will often have terms of one year to 30 years. Typically, the monthly premium (monthly payment) stays the same throughout the term of the policy. Whole life insurance provides coverage your whole life and it includes something called “cash value”. Think of it like a mini savings account attached to the policy.

Your Auto Insurance and the “Hit and Run”

Rental Reimbursement vs. K4 or K5 Coverage

Jun 12, 2016

Rental reimbursement would reimburse you for either your daily rental charges or your policy limit, whichever is less. It can be used after any covered collision or comprehensive loss (assuming you carry collision and comprehensive coverage). K4 and K5 coverage can also help with post-accident “loss-of-use” costs.

Your Auto Insurance and the “Hit and Run”

Insuring and Preparing a Teenage Driver

Feb 21, 2016

Statistically speaking, young drivers are the riskiest group on the road. Studies have shown that they’re more likely to exhibit dangerous behavior like speeding or texting while behind the wheel.

Your Auto Insurance and the “Hit and Run”

How Does My Auto Insurance Company Make Its Profit?

Dec 12, 2015

Have you ever wondered how an auto insurance company stays in business? They make money because they sell a product that people are legally required to purchase. The average person pays around $900 a year for auto insurance but it’s nothing compared to how much a single car accident can cost.

Your Auto Insurance and the “Hit and Run”

Hidden Pitfalls of Cheap Auto Insurance

Car accidents can be expensive, and your auto insurance policy is your best protection against financial devastation if the unexpected happens. While state-minimum coverage is definitely better than no coverage at all, a high percentage of scenarios shows it’s not enough for most drivers.

Your Auto Insurance and the “Hit and Run”

How Financing Your Car Affects the Insurance Premium

However, you may end up paying a higher premium than someone who has not financed their vehicle. If you make payments on your vehicle, your lender requires you to have comprehensive and collision coverage on top of the state minimum requirements.

Your Auto Insurance and the “Hit and Run”

What Is a Qualified Health Insurance Plan?

A Qualified Health Plan, or QHP, is a health insurance plan that provides coverage for the 10 essential benefits outlined in the 2010 Affordable Care Act. Qualified Health Plans MUST cover these 10 items without any lifetime or annual limits on these “Essential Health Benefits.”

Your Auto Insurance and the “Hit and Run”

Adding Uninsured / Underinsured Motorist To Your Policy

Uninsured and underinsured motorist coverage is used when you are hit by a driver that has insufficient coverage or no coverage at all. This optional coverage helps to compensate you for damages, up to your policy limit.

Your Auto Insurance and the “Hit and Run”

What Is Renters Insurance?

Renter’s insurance covers your personal property. If your property is damaged due to a covered peril such as a fire or theft, then you are compensated for your loss up to your policy limits. There are a variety of risks and events covered by renters insurance.

Your Auto Insurance and the “Hit and Run”

New and Advanced Automobile Technology for Safety

New Auto Technology Can Save Lives. We’re well beyond seatbelts in today’s modern automobile technology. There are many new safety features and just cool technology that keeps coming out each year, revolutionizing our driving world.

Your Auto Insurance and the “Hit and Run”

Why Did My Auto Insurance Company Check My Credit?

Auto insurance companies use advanced algorithms that take into account numerous factors when determining your monthly auto insurance premium. One seemingly unrelated factor is your credit history.

Your Auto Insurance and the “Hit and Run”

In a Car Accident; Do I Need to Call the Police?

An accident can leave your head spinning, no matter how minor it is. The actions that you take in the moments following a collision are important for ensuring that the situation is resolved as quickly and as soon as possible. In some cases, filing a police report is an essential part of settling a claim, especially if you or the other driver will be seeking compensation for damage to a vehicle.

Health Insurance with a Preexisting Condition

Health Insurance with a Preexisting Condition

You may assume that since you have a preexisting condition, you’ll pay a higher premium than someone who is in perfect health. However, an insurer cannot reject you, refuse to pay for health benefits pertaining to your illness or injury, or charge you a higher premium because of your condition.

More Results...

Pin It on Pinterest