Health Insurance Subsidy

by | January 19, 2023

Health Insurance Subsidy aka Advance Premium Tax Credit A “Subsidy” is where the Government and you share in paying your monthly health insurance payments. The Government helps you pay your health insurance payments monthly, by sending a certain dollar amount of your...

Preferred Provider Organization (PPO)

by | January 19, 2023

Preferred Provider Organization (PPO) A PPO, is a Preferred Provider Organization. It’s a type of health plan that offers a larger network (generally speaking), so you have access to more doctors and hospitals. Your out-of-pocket costs can be higher with a PPO than...

Exclusive Provider Organization (EPO)

by | January 19, 2023

Exclusive Provider Organization (EPO) An EPO, is an Exclusive Provider Organization, which is a type of health plan that offers a local network of doctors and hospitals for you to choose from. An EPO can be described as somewhat of combination of a PPO and HMO. You...

Health Maintenance Organization (HMO)

by | January 19, 2023

Health Maintenance Organization (HMO) HMO is a Health Maintenance Organization which is a type of health insurance plan that has a group of local doctors and hospitals for you to choose from. You must choose a “Primary Care Doctor” (General practice, Internal...

Life Event

by | January 12, 2023

Life Event You’ll have to act relatively quickly from the date of your “Life Event”. You’ll only have 60 days from the time of your Life Event to enroll into a health insurance plan. This 60 days is your “Special Enrollment Period”. Some...