If you belong to an Indian Tribe, you get special consideration with health care reform. Some of these include if your Federal Poverty Level is below 300%, you won’t have deductibles or co-pays.

American Indians have the same opportunity to apply for a subsidy just like anyone else, and you can still also use your Tribal clinics, IHS, etc. Another advantage is, you can also change your health plan monthly if you’d like. However, start dates have the normal rules like everyone else:

♦ If the person is enrolled by the 15th, they get a 1st of next month effective date

♦ If the person is enrolled after the 15th, they get a 1st of the following month after the next month effective date.