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How to avoid problems with Nevada Health Link

by | May 13, 2014 | Health Insurance

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How to avoid problems with Nevada Health Link

by | May 13, 2014 | Health Insurance

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Complaints and Recommendations:

The Silver State Insurance Exchange board has received many complaints from insurance carriers and brokers about the ongoing problems plaguing Nevadans that are trying to enroll into health plans through the Nevada Health Link. The problems are still in the enrollment process itself and the enrollees getting credited for making their payments. The Exchange board is still in the process of deciding whether they will stay with Xerox (the company hired to develop the website) or to go with another states’ technology that has had better success, or to start from scratch.

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Nevada Insurance Enrollment logo - Nevada State outline divided into four colors of dark blue, light blue, orange and yellow

The insurance companies affected are worried that their reputations are being affected and that the confidence of the public is waning. Some of the insurance carriers are stating that they can no longer tolerate the lack of urgency and fixes much longer. It appears that the Exchange board may make a decision by the end of the month.

Our recommendation here at Nevada Insurance Enrollment is that if you have enrolled into a plan at Nevada Health Link, make certain you pay attention to your bank account, credit card, or check that you wrote to pay for your premiums. Make certain that you do see the money coming out of your account. This is a good way to determine that your account is headed in the right direction.

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Also pay attention to your account number. It starts with a 1 then 2 and then there are seven 0’s followed by 6 additional numbers. For example: 120000000123456. This is your account number. Make certain that you are paying for the correct account, and that the money is being withdrawn from your bank account in a timely manner. The 1st month you enroll, it’s absolutely critical you see the money come out of your account by the 15th of that month, or if you enroll after the 15th of the month, it gets debited by the 15th of the month coming up. We’ve found with our customers that if they work with us in assisting them, together we can team up and make sure your insurance plan will have fewer problems.

If you do NOT see the money coming out of your account, chances are there’s going to be problems with your account at Nevada Health Link and you getting your insurance coverage started on time.

Does Auto Insurance Cover Riots?

Does Auto Insurance Cover Riots?

No one wants to be victims of property damage resulting from rioting, and fortunately, auto insurance companies already have provisions for this risk in their coverage options. In fact, there is no need to purchase separate riot, vandalism and civil commotion coverage; if you have comprehensive auto insurance, you most likely have this coverage.

Does Auto Insurance Cover Riots?

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According to Live Science, after being parked in the sun on a 95-degree day for an hour, the inside of a car hits an average of 116 degrees. The dashboard gets even hotter at 157 degrees, the surface of the steering wheel reaches an average of 127 degrees and the seats are a searing 123 degrees on average.

Does Auto Insurance Cover Riots?

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n Nevada, auto insurance companies notify the Department of Motor Vehicles when you drop your auto insurance policy. If you have a lapse in your auto insurance coverage, even 1 day, it will be noted on your driving record. When this happens, you may be faced with a $250 dollar fine that will go up over time, and you can have your license suspended until you have auto insurance coverage again.

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