Reading current articles and watching the news (seeing so much frustration) and watching videos like the one below, confirms our conviction on why it’s vital to assign a licensed health Insurance agent to your account.

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Nevada Insurance Enrollment logo - Nevada State outline divided into four colors of dark blue, light blue, orange and yellow

Did you know that nationally 85% of all folks that used a Health Insurance broker to help them were very happy they used a broker! Our goal is much higher than that. We want ALL of our customers happy! Having a broker assist you during the enrollment period, and throughout the rest of the year, costs you nothing and is so important. Countless problems occurred during this past “Open Enrollment“ season and not having someone to assist you would be frustrating. Long hold times, a very slow (and sometimes not working) website and dealing with customer service personnel that don’t know your personal situation.

Agents and brokers not only help you overcome these obstacles, but also understand the health insurance plans, how they work, and how their benefits will protect you individually. Plus, they understand the networks, the doctors and the hospitals that you can use. They will listen to you and understand your pharmacy needs and everything else involved in getting the right plan and the right support along with it.

Quote and or Enroll

Now that the IRS is involved with making sure you have a “qualified health plan” in place, you’ll want to avoid the penalties if at all possible. Understanding how to avoid those penalties is important. Now you may, however, calculate that a penalty is cheaper for you than buying a health plan, and you may want different options. A broker can discuss these important issues. There are so many new rules with health care reform, wouldn’t you want a friendly, educated, pro-active broker on your side?

Assigning a Licensed Health Insurance Agent to your account will allow that agent to be your advocate for any of your health insurance needs. This includes understanding the “Affordable Care Act“ also known as “Obamacare” (Health Care Reform). We’ll assist you when enrolling into a “qualified health plan” whether you use Nevada Health Link or not.

Woman’s surgery delayed by ObamaCare:
Click this link to see the video on FOX News: Obamacare Exchange problem caused delays in coverage

Signs You Should Go See Your Doctor

Signs You Should Go See Your Doctor

Sometimes, deciding whether to see a doctor is a gray area, but it’s better to err on the side of caution. If you are experiencing a serious injury or illness, it is easy to justify making a call to your local medical office. However, it is important to remember that early detection generally leads to better outcomes.

Does Health Insurance Cover Dermatology?

Does Health Insurance Cover Dermatology?

Health insurance pays for dermatology appointments in the same way that it does any other visit with a specialist. If the treatment you are seeking is “medically necessary”, and you have followed your plan’s rules for getting referrals or seeing in-network providers, you will not have to pay for your care entirely out of pocket.