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You Can Still Buy Health Insurance From a Local Agent

by | Oct 7, 2024 | Health Insurance

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​A Local Health Insurance Agent Can Still Help and Guide You

When Purchasing Health Insurance WITH or WITHOUT a Subsidy

Using Nevada Health Link or Direct With the Insurance Company

The way health insurance is being marketed, it may give you the wrong impression that Nevada Health Link is the ONLY place to buy health insurance these days, but that is NOT the case. You can continue to buy your health insurance from the same agents and agencies you’ve always bought your health insurance from.

It is true, however, that Nevada Health Link’s website is the only website you can go to get your health insurance “subsidized”. This means the Government helps pay for your health insurance policy.

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You Can Still Buy Health Insurance From A Local Agent

Buy Direct From The Insurance Company

Buy Direct With Professional Guidance From an Agent

To use an analogy, if Nevada Health Link were an auto sales website, you could go to their Government website and purchase your Toyota, Ford, Chevy, Honda, etc. You would be buying with a “subsidy” which means the Government helps you pay for your Toyota, Ford, Chevy, Honda, etc., as long as your income falls within a certain percentage and you qualify. The Government will then help contribute each month towards the payment of your new car (or in this case, your health insurance policy).

Continuing with our analogy, you can, however, continue to buy your Toyota, Ford, Chevy, Honda, etc., from a real person, who lives in Las Vegas, and will help guide you. This AGENT, can sell both ON or OFF Exchange, which means they can help you purchase health insurance WITH or WITHOUT a Government subsidy. You would go directly to the dealership and buy your vehicle, or better yet, have a local health insurance agent guide you (who knows all the health plan coverages, their networks, hospitals, doctors, and drug formularies etc.).

OK, let’s leave the auto dealership analogy and get back to the real world.

Quote and or Enroll

Buy Your Health Insurance From Nevada Insurance Enrollment

You can buy your health plans from the same places you’ve always bought health insurance and continue to enjoy the friendly, knowledgeable assistance an experienced local health insurance agent provides. Using a resource like this website, NevadaInsuranceEnrollment.com, you have the ability to shop for a variety of insurance options, receive help from our agents to enroll into your government subsidized health plan or unsubsidized health plan, and choose the best health insurance policy that will suit your personal and financial needs. All at NO additional cost. The service the agent provides is FREE!

What Is A Prescription Drug Deductible?

What Is A Prescription Drug Deductible?

A prescription deductible is different and separate from the medical deductible, unless otherwise stated. One deductible is for medical, ie: hospitalization, doctors, etc., and the other deductible is for filling your prescriptions.

Does Health Insurance Cover Sex Change?

Does Health Insurance Cover Sex Change?

Gender reassignment surgery in order to be considered medically necessary, certain criteria must be met, such as if a qualified mental healthcare professional provides a referral and medical or mental health concerns are present.

How Much Will I Have to Pay For an MRI?

How Much Will I Have to Pay For an MRI?

While MRIs are generally covered by health insurance, it is left to the discretion of your health insurance company to decide whether the test is medically necessary. If your provider determines that it is not, then you may pay for the procedure out-of-pocket.

 

By page visits (this month)

#1) Health Insurance Subsidy Chart

#2) Health Insurance

#3) Health Insurance WITH a Subsidy

#4) Insurance Blog

#5) Request a Quote

By page visits (this month)

 

#1) Health Insurance Subsidy Chart

#2) Health Insurance

#3) Health Insurance WITH a Subsidy

#4) Insurance Blog Posts

#5) Request a Quote

Avoid Health Insurance Coverage Gaps When Moving Out of State

If you move out of state, you’ll need to get coverage in your new state and need to report your move within 30 days and enroll into a plan within 60 days, but each state rules may vary. When you move, if you have insurance now, it would be considered a qualifying life event.

What Is the Best Vision Insurance?

Vision insurance is supplemental health insurance that covers vision-related care. This includes annual visits and emergency care, along with corrective products such as glasses and contacts.

When Does Health Insurance Cover Dental Work?

In most cases, dental insurance pays for routine care such as annual x-rays, cleanings and exams, as well as procedures such as fillings, crowns and bridges. Health insurance pays for damage caused by a trauma to the mouth, such as an injury or accident.

What You Need To Know About Health Insurance When Traveling

What happens if you need healthcare services when you are hundreds of miles away from the nearest in-network provider? How you receive emergency or non-emergency medical care and pay for it depends largely on your health insurance plan.

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