A Local Health Insurance Agent Can Still Help and Guide You
The way health insurance is being marketed, it may give you the wrong impression that Nevada Health Link is the ONLY place to buy health insurance these days, but that is NOT the case. You can continue to buy your health insurance from the same agents and agencies you’ve always bought your health insurance from.
It is true, however, that Nevada Health Link’s website is the only website you can go to get your health insurance “subsidized”. This means the Government helps pay for your health insurance policy.
Buy Direct From The Insurance Company
To use an analogy, if Nevada Health Link were an auto sales website, you could go to their Government website and purchase your Toyota, Ford, Chevy, Honda, etc. You would be buying with a “subsidy” which means the Government helps you pay for it as long as your income falls within a certain percentage and you qualify. The Government will then help contribute each month towards the payment of your new “car” (or in this case, your health insurance policy).
OK, let’s leave the auto dealership analogy and get back to the real world.
In the health insurance industry, an agent can sell both ON or OFF Exchange, which means they can help you purchase health insurance WITH or WITHOUT a Government subsidy. Speaking to an agent who knows about the health plan coverages, their networks, hospitals, doctors, and drug formularies will make choosing health insurance a breeze.
Buy Your Health Insurance From Nevada Insurance Enrollment
You can buy your health plans from the same places you’ve always bought health insurance and continue to enjoy the friendly, knowledgeable assistance an experienced local health insurance agent provides. Using a resource like this website, NevadaInsuranceEnrollment.com, you have the ability to shop for a variety of insurance options, receive help from our agents to enroll into your government subsidized health plan or unsubsidized health plan, and choose the best health insurance policy that will suit your personal and financial needs. All at NO additional cost. The service the agent provides is FREE!
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Taxable year 2012 for Businesses
Employers offering group insurance must report employees and employers portion of health care premiums on Box 1 of the W2’s.
What is a Summary of Benefits?
This is a 4 page, double sided (8 pages) at-a-glance view of how your health insurance plan works and how it compares to other plans. It contains coverage facts, and much more. It must follow a standardized format so all insurance companies’ insurance plan details are in the same place, making the comparison easier.
Health Insurance Carrier
Health Insurance Carrier: The insurance company you receive your health plan from.
Health Insurance Will Change With Obamacare
With the passing of the Health Care Reform law (Obamacare) in March of 2010, there are going to be changes in the way we use (and pay) for our Health Insurance.