Nevada Health Link Gets New Director

We have a new Director overseeing the Nevada Health Link website. His name is Bruce Gilbert. We wish Mr. Gilbert all the luck and success in the world, and have high hopes for him fixing many of the problems that Nevada’s residents have experienced during the 1st enrollment season.

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Nevada Insurance Enrollment logo - Nevada State outline divided into four colors of dark blue, light blue, orange and yellow

Nevada Health Link Gets 5 Insurance Companies

There will now be five insurance companies selling their health insurance plans on the Nevada Health Link website for this next upcoming open enrollment.

These are “On Exchange” Plans.

The five insurance companies are:

♦ Anthem Blue Cross and Blue Shield

♦ HPN (Health Plan of Nevada)

♦ St. Mary’s (recently changed to “Prominence”)

♦ Nevada Health CO-OP (a not-for-profit health insurance company)

♦ Time Insurance Company (otherwise known as Assurant)

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Accidents / Vandalism: Does Auto Insurance Cover Personal Belongings?

Accidents / Vandalism: Does Auto Insurance Cover Personal Belongings?

Personal items such as a tablet, wallet, or any personal valuables are not generally covered in your auto insurance policy. Those items would be covered in your homeowners/renters policy. You would have a deductible to pay for first, and then you’d need to consider the consequences of a claim on your homeowners policy.

Accidents / Vandalism: Does Auto Insurance Cover Personal Belongings?

Windshield / Glass Coverage

Windshield / glass coverage pays the amount of a covered glass loss, and as an added perk, it has a low deductible. Your insurer will cover the full costs of the repairs up to your policy limit, and as long as the costs of the damages don’t exceed your coverage limit, you’ll pay only your small deductible.

Accidents / Vandalism: Does Auto Insurance Cover Personal Belongings?

Term Life Insurance vs. Whole Life Insurance

Term life insurance policies will often have terms of one year to 30 years. Typically, the monthly premium (monthly payment) stays the same throughout the term of the policy. Whole life insurance provides coverage your whole life and it includes something called “cash value”. Think of it like a mini savings account attached to the policy.

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