The State of Nevada is using the “Benchmark” plan from HPN – Health Plan of Nevada’s plan POS Group 1 C XV 500 HCR. This plan sets the standard as to how all the other “Qualified Health Plans“ in Nevada are now.
It creates a baseline for the 10 “Essential Health Benefits” that all other health insurance plans in Nevada are required to cover on the Individual and SHOP Exchanges, so all other plans must have essentially the same level of coverage as Nevada’s chosen “Benchmark” plan for these “Essential Health Benefits.”
This benchmark plan will define the essential health benefits that must be covered from 1/1/2014 and beyond (except for grandfathered plans and large group insurance plans).
