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2024 Health Insurance Open Enrollment
♦ Health Insurance WITHa Government subsidy – ON Exchange
♦ Health Insurance WITHOUT a Government subsidy – OFF exchange
Don’t Miss Open Enrollment
November 1st, 2023 through January 15th, 2024
RIGHT NOW is the “Open Enrollment” period to begin signing up for your Obamacare health insurance coverage. Understanding the enrollment process, and taking note of the limited enrollment period, is more important than ever for ensuring that you and your family have health insurance coverage next year.
Health Insurance Open Enrollment Explained
It is important to understand what “Open Enrollment” is and when you can take advantage of it. Open Enrollment is a specific time period (November 15th through January 15th each year) to enroll into, make changes to, or cancel the government’s health insurance plan. You will not be able to make changes to your health insurance plan outside of the Open Enrollment period unless you have a “Qualifying Life Event” such as, marriage or having a baby, etc. You can, however, at any time, cancel your individual insurance plan that is not through employer coverage.
It is especially important to know when Open Enrollment is and decide what you want/need when it comes to your health insurance. Speaking with a qualified health insurance agent should be a top priority! You’ll need to understand the benefits of your health insurance plan, your options, and be able to get the most out of your health insurance budget.
If you want a January 1st effective date, the last day to enroll is December 15th. If you enroll after December 15th, you will have to wait till the first of the next month for your insurance to begin. All enrollments end on January 15th
Do You Qualify for a Government Subsidy?
During the enrollment process, you’ll provide some basic information about how many people live in your house, your household income and where you live. This will allow you to see what levels of health insurance you and your dependents qualify for, what health insurance will cost you or even if you qualify for free health insurance or a government subsidy that will minimize how much your health insurance costs.
Do You Qualify for a Government Subsidy?
During the enrollment process, you’ll provide some basic information about how many people live in your house, your household income and where you live. This will allow you to see what levels of health insurance you and your dependents qualify for, what health insurance will cost you or even if you qualify for free health insurance or a government subsidy that will minimize how much your health insurance costs.
I Don’t Want a Subsidy
If you DO NOT qualify or do not want a government subsidy, you can buy an ACA qualified health plan which covers pre-existing conditions, that is not tied to Nevada Health Link. We can enroll you into either plan. You’ll need to call for details.
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What is Co-Insurance?
Co-insurance means two parties will be paying for the bill. “Co” means joint, mutual, two, or more. The health insurance company will usually pay the larger amount (example 70%) and you as the member will usually pay the lesser amount (example 30%). This would be considered co-insurance 70/30. This (co-insurance) usually happens AFTER the deductible is met.
Is Health Insurance Worth The Cost?
If you experience a more extensive medical emergency and require hospitalization, hospital bills may quickly become a burden. A three-day stay, for example, could set you back about $60,000 depending on what tests are ordered and what happens during your stay.
Health Insurance Quotes
2). Online Quote
3). In Person
4260 W. Craig Road #150-A
N. Las Vegas, NV 89032
2024 Health Insurance Subsidy Chart
by household size and income
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The IRS will use these income numbers in “subsidy” eligibility for tax year 2024
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Get Help From Professionals:
Friendly, Licensed and Knowledgeable
We are local…and only enroll Nevada residents. This makes us uniquely qualified to understand local doctor networks, health companies and plans. Our friendly, knowledgeable and licensed health insurance agents make it EASY to enroll and are available all year long year after year. The service we offer is FREE! The insurance companies pay us to help you.
FOX 5 Las Vegas with Shelly Rogers from Nevada Insurance Enrollment
FOX 5 Interview – Health Insurance Open Enrollment
with our very own Shelly Rogers
Get Help From Professionals:
Friendly, Licensed and Knowledgeable
We are local…and only enroll Nevada residents. This makes us uniquely qualified to understand local doctor networks, health companies and plans. Our friendly, knowledgeable and licensed health insurance agents make it EASY to enroll and are available all year long year after year. The service we offer is FREE! The insurance companies pay us to help you.
Call today…we can discuss your options and then assist you in enrolling online.
Get FREE Help and Guidance:
Getting help from one of our licensed agents costs you NOTHING, and your insurance plan will NOT go up in price for getting this help. We assist with Government subsidized health insurance AND unsubsidized private market health insurance. Don’t navigate this by yourself! Insurance is confusing…let us guide you. Call for your appointment now, our slots are filling up fast.
Don’t Procrastinate:
If you call after January 15th to enroll into a health insurance plan, you will be sad to find out that you missed the time frame to receive a “Subsidy” and enroll in a “Qualified Health Plan”. You’ll then need a “life event” (like getting married, having a baby, losing your insurance from your job/spouses job, divorce, moving to Nevada, etc.,) to enroll.
Don’t Procrastinate:
If you call after January 15th to enroll into a health insurance plan, you will be sad to find out that you missed the time frame to receive a “Subsidy” and enroll in a “Qualified Health Plan”. You’ll then need a “life event” (like getting married, having a baby, losing your insurance from your job/spouses job, divorce, moving to Nevada, etc.,) to enroll.
Getting the Right Health Insurance Policy with Nevada Insurance Enrollment:
As with any big purchase, the best way to ensure that you’re getting the best plan is to speak with one of our licensed insurance agents. We help you compare plans and prices and make sure that you’re getting a health insurance plan that will provide correct coverage for your health needs. Obviously, comparing plans is a huge challenge, particularly for those who aren’t industry experts dedicated to keeping up with the ever-changing health insurance laws. That’s why we are here, licensed, experienced, and friendly.
At Nevada Insurance Enrollment, our health insurance agents are here to help. While the new year is bringing significant changes to those signing up for health insurance, we make the signup process simple. From finding the right plan for the health needs of you and your family to working with your budget to ensure that your monthly premium isn’t a burden, we’re here for you. Our services come at no cost to you, making it an economical way to sign up for health insurance coverage with confidence. Contact us today to learn more about signing up for health insurance.
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