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2024 Obamacare Health Insurance Open Enrollment

by | Sep 29, 2023 | Health Insurance

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Page Tags: 2023 | open enrollment

2024 Health Insurance Open Enrollment

♦ Health Insurance a Government subsidy – ON Exchange

♦ Health Insurance a Government subsidy – OFF exchange

Don’t Miss Open Enrollment

November 1st, 2023 through January 15th, 2024

RIGHT NOW is the “Open Enrollment” period to begin signing up for your Obamacare health insurance coverage. Understanding the enrollment process, and taking note of the limited enrollment period, is more important than ever for ensuring that you and your family have health insurance coverage next year.

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Health Insurance Open Enrollment Explained

It is important to understand what “Open Enrollment” is and when you can take advantage of it. Open Enrollment is a specific time period (November 15th through January 15th each year) to enroll into, make changes to, or cancel the government’s health insurance plan. You will not be able to make changes to your health insurance plan outside of the Open Enrollment period unless you have a “Qualifying Life Event” such as, marriage or having a baby, etc. You can, however, at any time, cancel your individual insurance plan that is not through employer coverage.

It is especially important to know when Open Enrollment is and decide what you want/need when it comes to your health insurance. Speaking with a qualified health insurance agent should be a top priority! You’ll need to understand the benefits of your health insurance plan, your options, and be able to get the most out of your health insurance budget.

If you want a January 1st effective date, the last day to enroll is December 15th. If you enroll after December 15th, you will have to wait till the first of the next month for your insurance to begin. All enrollments end on January 15th

Quote and or Enroll

Do You Qualify for a Government Subsidy?

During the enrollment process, you’ll provide some basic information about how many people live in your house, your household income and where you live. This will allow you to see what levels of health insurance you and your dependents qualify for, what health insurance will cost you or even if you qualify for free health insurance or a government subsidy that will minimize how much your health insurance costs.

Do You Qualify for a Government Subsidy?

During the enrollment process, you’ll provide some basic information about how many people live in your house, your household income and where you live. This will allow you to see what levels of health insurance you and your dependents qualify for, what health insurance will cost you or even if you qualify for free health insurance or a government subsidy that will minimize how much your health insurance costs.

I Don’t Want a Subsidy

If you DO NOT qualify or do not want a government subsidy, you can buy an ACA qualified health plan which covers pre-existing conditions, that is not tied to Nevada Health Link. We can enroll you into either plan. You’ll need to call for details.

 

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Coronavirus and Your Health Insurance

Nevada Health Link has responded to Governor Sisolak’s Emergency Declaration of March 12, 2020 due to the coronavirus, also known as COVID-19. It announced an Exceptional Circumstance Special Enrollment Period. This allows Nevada residents who missed the “Open Enrollment” period to enroll in a qualified health insurance plan through the state-based exchange platform.

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Disclosing Health Care Prices – Trump’s Executive Order

The Department of Health and Human Services announced that there will be two new rules created to help improve competitive pricing between hospitals, health insurance issuers, and health plans. The effort is aimed at helping to empower patients when they make their health insurance decisions.

Health Insurance Quotes

1). By Phone

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2). Online Quote
3). In Person

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2024 Health Insurance Subsidy Chart

by household size and income

The IRS will use these income numbers in “subsidy” eligibility for tax year 2024

2024 Health Insurance Subsidy Chart - Federal Poverty Levels

 

By page visits (this month)

#1) Health Insurance Subsidy Chart

#2) Health Insurance

#3) Health Insurance WITH a Subsidy

#4) Insurance Blog

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Friendly, Licensed and Knowledgeable

We are local…and only enroll Nevada residents. This makes us uniquely qualified to understand local doctor networks, health companies and plans. Our friendly, knowledgeable and licensed health insurance agents make it EASY to enroll and are available all year long year after year. The service we offer is FREE! The insurance companies pay us to help you.

FOX 5 Las Vegas with Shelly Rogers from Nevada Insurance Enrollment

FOX 5 interview - Health Insurance Open Enrollment video with Nevada Insurance Enrollment

FOX 5 Interview – Health Insurance Open Enrollment

with our very own Shelly Rogers

Get Help From Professionals:

Friendly, Licensed and Knowledgeable

We are local…and only enroll Nevada residents. This makes us uniquely qualified to understand local doctor networks, health companies and plans. Our friendly, knowledgeable and licensed health insurance agents make it EASY to enroll and are available all year long year after year. The service we offer is FREE! The insurance companies pay us to help you.

Call today…we can discuss your options and then assist you in enrolling online.

Get FREE Help and Guidance:

Getting help from one of our licensed agents costs you NOTHING, and your insurance plan will NOT go up in price for getting this help. We assist with Government subsidized health insurance AND unsubsidized private market health insurance. Don’t navigate this by yourself! Insurance is confusing…let us guide you. Call for your appointment now, our slots are filling up fast.

Don’t Procrastinate:
If you call after January 15th to enroll into a health insurance plan, you will be sad to find out that you missed the time frame to receive a “Subsidy” and enroll in a “Qualified Health Plan”. You’ll then need a “life event” (like getting married, having a baby, losing your insurance from your job/spouses job, divorce, moving to Nevada, etc.,) to enroll.

Don’t Procrastinate:

If you call after January 15th to enroll into a health insurance plan, you will be sad to find out that you missed the time frame to receive a “Subsidy” and enroll in a “Qualified Health Plan”. You’ll then need a “life event” (like getting married, having a baby, losing your insurance from your job/spouses job, divorce, moving to Nevada, etc.,) to enroll.

Extended Hours - Open Early and Open Late for Open Enrollment

Getting the Right Health Insurance Policy with Nevada Insurance Enrollment:

As with any big purchase, the best way to ensure that you’re getting the best plan is to speak with one of our licensed insurance agents. We help you compare plans and prices and make sure that you’re getting a health insurance plan that will provide correct coverage for your health needs. Obviously, comparing plans is a huge challenge, particularly for those who aren’t industry experts dedicated to keeping up with the ever-changing health insurance laws. That’s why we are here, licensed, experienced, and friendly.

At Nevada Insurance Enrollment, our health insurance agents are here to help. While the new year is bringing significant changes to those signing up for health insurance, we make the signup process simple. From finding the right plan for the health needs of you and your family to working with your budget to ensure that your monthly premium isn’t a burden, we’re here for you. Our services come at no cost to you, making it an economical way to sign up for health insurance coverage with confidence. Contact us today to learn more about signing up for health insurance.

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Read More: Individual & Family Health  Insurance
Call for FREE Help
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Adding MED PAY To Your Auto Insurance Policy

Med Pay is a great benefit to be added to your auto insurance policy. Med Pay is usually available in lower sums, like $1000, $5000, etc., regardless of who’s at fault in an accident. Med Pay can be used to pay for some of you and your passengers’ health insurance related costs.

Discounts and Bundles to Reduce Auto Insurance Premiums

Most insurers offer a variety of discounts that can help you save money on your monthly insurance premium. Most drivers know that if they insure two cars under one auto insurance policy, they’ll pay less on that one policy than they would on two separate policies.

Personal Auto Insurance vs. Commercial vs. Rideshare

Determining if you can use a personal auto insurance policy or that you should get a commercial auto insurance policy can be tricky. Sometimes you can buy a personal auto policy for business use and can be enough for some businesses. But if you are required to cover high liability coverage, have an unusual vehicle to insure, haul equipment, are a taxi or rideshare driver, you are probably going to need commercial auto insurance or special endorsements and coverages.

No Qualified Health Plans in 14 Nevada counties for 2018

The Division of Insurance (DOI) stated that Nevada’s insurance carriers have decided to only offer coverage to Clark, Washoe, and Nye counties beginning in 2018. Nevada’s Exchange actively exploring potential solutions and resources for consumers facing limited to no coverage options.

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