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Signs You Should Go See Your Doctor

by | Sep 30, 2024 | Health Insurance

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​How Do You Know When to Call Your Doctor?

Sometimes, deciding whether to see a doctor is a gray area, but it’s better to err on the side of caution. If you are experiencing a serious injury or illness, it is easy to justify making a call to your local medical office. However, it is important to remember that early detection generally leads to better outcomes, so if you are experiencing worrisome symptoms, it is generally better to get an appointment as early as possible.

Prevention is just as important. Now with the passage of the ACA (Obamacare) preventative screenings are fully covered. It is important to see a doctor to take advantage of these screenings to prevent larger problems.

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Signs You Should Go See Your Doctor

6 Signs You Should Call the Doctor

1) You Get Frequent Dizzy Spells

Dizzy spells can start out minor and get worse over time and could be indicative of something that needs to be assessed right away. Not only are dizzy spells inconvenient, but they can warn you of a medical crisis. They can point to low oxygen levels, heart disease, high blood pressure, low Vitamin D, and many other complications; all of which require medical intervention.

2) You Have Regular Back Pain

With so many of us spending hours a day in front of a computer, back pain is not an unusual complaint. Oftentimes, improving your posture and taking breaks throughout the day can greatly improve how you feel. However, back pain can also signal a kidney infection, slipped discs, pelvic inflammatory disease, or many other medical complications.

3) Your Cold Is Worse Than Usual

If you have a cold that gets unusually bad or develop a persistent cough that lasts longer than two weeks, seek professional help. This is especially true if you already have pre-existing conditions that are more likely to develop into additional serious complications, such as having a heart condition, diabetes, pregnant, or if you are over 65 years old.​

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4) You Experience Unexpected Weight Loss

Most people love the idea of losing weight without putting forth any effort, but if you experience sudden weight loss that cannot be explained with a change in your diet or exercise regimen, then it will be time to schedule a checkup.

5) If You Experience Pain in Your Chest or Abdomen

Persistent and intense chest, abdominal or pelvic pain can indicate an underlying condition that can worsen if not treated. Depending on where the pain is located, it can be a sign of gallstones, a kidney infection or even a heart attack. In these cases you would want to seek medical attention as soon as possible.

6) You Are Out of Breath After Normal Activities

If you are a little out of breath after an intense workout, you probably have no need to worry. However, if you experience shortness of breath during your normal day-to-day activities, then it may be time to meet with your doctor. This could indicate a condition such as COPD, emphysema, asthma or bronchitis, which your doctor can help you treat.

 

Finding Affordable Health Insurance Coverage with Nevada Insurance Enrollment

A trip to the doctor’s office to take care of an injury or illness could end up costing you hundreds of dollars or more out of pocket if you do not have health insurance. Fortunately, at Nevada Insurance Enrollment, our health insurance agents specialize in helping you find quality coverage that will not break the bank.

Please Note: We are not medical professionals, we recommend speaking with your doctor for any medical condition that develops.

Are Fertility Services Covered by Health Insurance?

Are Fertility Services Covered by Health Insurance?

Even if you live in a state that requires health insurance coverage for fertility treatments, there may be certain requirements that you have to meet to have services covered. For example, if you have unexplained infertility, you might only qualify for in vitro fertilization after a period of time or a specified number of in-vitro cycles.

Things Potentially NOT Covered By Your Health Insurance

Things Potentially NOT Covered By Your Health Insurance

To be fair, in recent years, health insurance companies have made strides towards transparency. If you have an ACA-compliant plan, there are many services that your health insurance is legally required to cover, taking some of the guesswork out of budgeting for health expenses.

Out of Pocket Maximum

Out of Pocket Maximum

Your out-of-pocket maximum is the most you’ll have to pay for covered services in a policy period (one year), each January 1st it starts over again, and that includes cost of medications too. After you reach this amount, your health insurance plan will pay 100%.

 

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By page visits (this month)

 

#1) Health Insurance Subsidy Chart

#2) Health Insurance

#3) Health Insurance WITH a Subsidy

#4) Insurance Blog Posts

#5) Request a Quote

Qualifying Life Event

If you experience a major life change, then such a change is often considered a qualifying life event. Such life events affect your existing health insurance coverage and can make you eligible to change your coverage during the special enrollment period.

What is a Co-Pay?

A health insurance “Co-pay” is a set dollar amount you pay for a procedure or office visit (look at your plan summary very carefully). A co-pay is helpful because you’ll GENERALLY pay just the co-pay (unless other procedures are billed by your doctor in addition to the co-pay).

Health Insurance Coverage Effective Dates

Once you have picked a health insurance policy and paid your first month’s premium, you probably expect your coverage to begin immediately. However, depending on when you enrolled and under what circumstances, you may have several weeks before your health insurance coverage takes effect.

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