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The internet has impacted nearly every aspect of our everyday lives, from changing how we watch our favorite shows to making it easier to maintain contact with family and friends living far away. Now, it is even affecting how we meet with our health care providers and get treatment for illnesses, infections and other mild to moderate health concerns and conditions.
Telemedicine is the way that patients communicate with health care providers using technology instead of face-to-face office visits. This method of health care is not new; phone-a-nurse lines have been around for decades, and specialists often confer with primary care doctors to offer advice and guidance on treating or managing conditions. However, the increased use of smartphones and video conferencing has led to more health care providers using technology to provide convenient, affordable care.
Obviously, meeting with a doctor over a webcam does not replace every office visit. If you are experiencing symptoms of heart attack, stroke, significant and uncontrolled bleeding, or a suspected broken bone, you need to get to a hospital.
However, telemedicine is a great option for follow-up care. For example, if you have started on a new medication and your doctor wants to find out how it is working for you or what side affects you are experiencing. Saving the trip to the office, and simply discussing it on a phone call or video conference is appropriate. Telemedicine is a good option for getting fast advice when you have symptoms of a virus or infection, or if you have a skin condition such as a mole or rash. It is also increasingly used by mental health professionals for talk therapy.
In some cases, there’s no substitute for an in-person visit with your doctor. However, telemedicine can be used to treat a range of medical conditions and has benefits that make it an option worth considering next time you need to see your doctor.
Telemedicine puts healthcare within reach of those who would otherwise have a difficult time visiting a doctor. If you have a severe sinus infection, the last thing you want to do is spend the afternoon in the doctor’s office. Visits with your doctor can happen right in the comfort and privacy of your home, eliminating the need to take time off work and figure out childcare arrangements.
Doctor’s offices are germy places that can be especially dangerous for those who have underlying conditions or weakened immune systems, and during the winter flu season, skipping the in-person visit means that you won’t share close quarters with people who may be sick. On the flip side, if you’re the one who’s sick, visiting with your doctor remotely helps limit the possible spread.
Studies have shown that advancing age is associated with higher fatal crash rates. As is the case in most states, Nevada has a set of rules for older drivers to ensure their safety and the safety of everyone they share the road with.
If you are not accustomed to spending hours per day in your car, it can be difficult to determine how quickly you should aim to reach your destination.
In Las Vegas, roads are particularly slick at the beginning of the storm. That is because they are built without a drainage layer. Dust, oil and grime collect on the surface of the road. When it rains and these mix with water, the dirt settles to the bottom and the oil rises to the top, creating a very slick surface.
4260 W. Craig Road #150-A
N. Las Vegas, NV 89032
Along with its convenience, among the biggest benefits of telemedicine is its affordability. When chosen as an alternative for going to an urgent care clinic or hospital emergency room, telemedicine is considerably more economical. Just as the exact laws regarding what telemedicine services that health insurance companies must cover vary from state to state, out-of-pocket costs also vary. In some states, patients have the same co-pay for a video or over-the-phone visit that they do for an in-person office visit. Other companies charge a $0 co-pay and others a small, perhaps $10 co-pay.
You will need to call the customer service number on the back of your insurance card to find out how much this visit is for you. Or you can log in to your “Member Portal” online where you can view your plan details. Even in states that don’t require that health insurance companies charge the same co-pays for telemedicine, many health insurance companies make sure that telemedicine services are affordable. Ultimately, telemedicine makes healthcare more accessible, leading to better care and healthier patients.
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Telemedicine, or remote medical care through video chat, email, or phone calls, offer a lot of benefits for patients. It makes it easy for those who would otherwise have a hard time getting to their doctor to get the care that they need. Currently, 37 states, including Nevada, have parity laws that require private health insurance companies to cover telemedicine.
While parity laws vary by state, they generally say that private health insurance companies can’t take the insured’s location into account when determining whether a remote visit with a health provider is covered. In other words, even if you’re video conferencing with your doctor from your workplace, your health insurance company must cover it.
Although most states require that major health insurance plans cover telemedicine, some types of plans are exempt from this requirement. If you have a worker’s compensation plan or a small group plan, you may not have this coverage.
Telemedicine is a convenient option for those who can’t get to their doctor’s office or prefer to stay at home. A Nevada Insurance Enrollment health insurance agent can help you figure out the details of your health plan and the costs involved in using telemedicine visits.
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Adequate auto insurance coverage is important. Not only are all Nevada licensed drivers required by law to carry coverage, but in the event of a collision, your policy is what is standing between you and financial devastation. The term “full coverage” is one that often gets tossed around by drivers, but it’s probably not a term you’ll hear from your insurance agent.
Towing and roadside assistance is an auto insurance policy add-on that provides coverage if you get stranded or your car breaks down. This auto insurance coverage helps you handle costs like locksmith services, towing, battery service, gas delivery, and more.
New rules to the American Rescue Plan Act, stating that employees that are offered “affordable” health insurance by their employer, may now qualify for a subsidy!
Preventive services are covered under the Affordable Care Act at no cost to the insured. This means there is no co-payment or deductible. There are specific services provided for all adults and specific benefits provided to women and children.