With Individual and Family Health Insurance “Open Enrollment“ upon us (October 1st), we wanted to share another educational (but entertaining) video.

We will continue to update you as new information is available.

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Nevada Insurance Enrollment logo - Nevada State outline divided into four colors of dark blue, light blue, orange and yellow

Get Ready for Obamacare

Another wonderful animated video from the Kaiser Family Foundation. It gives us a detailed overview of how the Affordable Care Act (Obamacare) will work and how this new law will affect all of us.

Nevada Car Seat Guidelines

Nevada Car Seat Guidelines

Car seats are designed to accommodate your household’s youngest passengers, making sure that they are as safe as possible while on the road. However, did you know that just like helmets and other safety equipment, car seats have a shelf life?

Nevada Car Seat Guidelines

What is Subrogation?

Even if it’s been determined that you definitely are not responsible for the accident, you can file a claim under your own comprehensive coverage and pay your deductible. Then, because it’s the financial responsibility of the at-fault driver and their insurer to get you back to pre-accident condition, your insurance company would use subrogation to file a claim with the other insurance company. This will allow them to get back any money paid out for repairs, including your deductible.