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What To Do After Closing On Your House

by | Apr 10, 2024 | Homeowners

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You Closed on Your New Home: Now What?

Congratulations! You just closed on your house and received the keys to your new home. You can finally relax and breathe a big sigh of relief. Well… not yet.

Closing on your home can feel like the end of a long journey, and while it is definitely a reason to celebrate, the work is not quite done. There are a few jobs to tackle before getting fully settled. While you’re understandably excited about moving into your new home, the first few days (or weeks) of moving can be stressful and overwhelming. There’s a lot to do and some tasks can easily fall through the cracks. Here’s a post-closing checklist of what to do after you move.

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Find a Safe Place for Closing Paperwork

The closing paperwork, including the promissory note, closing disclosure, the deed, the mortgage and the home inspection report, should be stored together in a safe, dry place such as a safe deposit box or a fireproof safe.​

 

Change the Locks

Even if the seller has recently changed the locks, you have no way of knowing who has keys to your new home. Prior to moving in or shortly after, change the locks to ensure your household’s safety.

 

Fill Out Change of Address Forms

When you move to a new address, a seemingly endless list of parties need to be notified, including your bank, the IRS, utility companies, the post office, insurance companies, subscription services and TV and internet providers. You may also have personal contacts that need your updated information.

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Water, Sewer, Gas and More

Cable, Internet, Security

Once you know your closing date, contact utility companies in advance to set up services. This way, you’ll have electricity, gas, and water on move-in day. For other services like cable, Internet, and security, you might arrange set up after closing. It can take a few days for utility companies to fit you into their schedule, so the earlier you request services the better.

 

Fill Out Change of Address Forms

When you move to a new address, a seemingly endless list of parties need to be notified, including your bank, the IRS, utility companies, the post office, insurance companies, subscription services and TV and internet providers. You may also have personal contacts that need your updated information.

 

Mail Forwarding

Submit a mail forwarding to the Post Office. This will catch any friends, family, or other contacts that you forgot to notify.

 

What is Final Expense Insurance?

What is Final Expense Insurance?

Final expense life insurance is usually sold to mature adults, usually around 45 – 85. The insurance policy is taken out with the idea of paying for a funeral, burial or cremation, and other related costs.

What is Final Expense Insurance?

What is Defensive Driving?

Defensive driving is a strategy that helps drivers recognize potential hazards on the road and adapt to weather and traffic conditions and the unpredictability of other drivers. Learning defensive driving habits can help you stay safe behind the wheel.

What is Final Expense Insurance?

Nevada Driving Laws for Seniors

Studies have shown that advancing age is associated with higher fatal crash rates. As is the case in most states, Nevada has a set of rules for older drivers to ensure their safety and the safety of everyone they share the road with.

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Update Your Driver’s License

In Nevada, you have 30 days after you move to update your driver’s license with your new address. Those days will pass quickly, so it is a good idea to visit your local DMV as soon as possible.

 

Change Batteries in Smoke and Carbon Monoxide Detectors

Ideally, batteries in smoke and carbon monoxide detectors should be changed out at least once per year to ensure they are functional when necessary. As a new homeowner, you have no way of knowing when the batteries were last changed out. Replacing the batteries right away is a quick, affordable way to get peace of mind.

 

Have the HVAC Unit Serviced

Maybe the previous homeowners were diligent with having annual furnace and air conditioner tune-ups and kept records of dates and services rendered. If that is not the case, however, you may want to give a local HVAC company a call and have a technician sent out to ensure the equipment is in good working order.

 

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Tackle the Items on Your Home Inspection Report

Most of the time, homes are sold in as-is condition. If your home inspection turned up issues that could pose potential hazards, you will not want to wait long before contacting the appropriate professionals or tackling the items yourself.

 

Clean and Paint

Before you completely unpack your belongings, you may want to take the time to disinfect surfaces. If you intend to paint, doing this before furniture and artwork are in place is a time-saver.

 

Finding Homeowners Insurance with Nevada Insurance Enrollment

Ensuring that you have adequate homeowners insurance is important for protecting your new home. At Nevada Insurance Enrollment, our insurance agents can help you prepare for your closing date by finding the policy that fits your needs and budget.

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Comprehensive vs. Collision: What Is The Difference?

Collision and Comprehensive Insurance are two types of coverage that you can add to your auto insurance policy. While these two separate types of coverage can be easy to confuse, they each cover different types of claims.

What is Full Coverage Auto Insurance?

Adequate auto insurance coverage is important. Not only are all Nevada licensed drivers required by law to carry coverage, but in the event of a collision, your policy is what is standing between you and financial devastation. The term “full coverage” is one that often gets tossed around by drivers, but it’s probably not a term you’ll hear from your insurance agent.

What is Final Expense Insurance?

Comprehensive vs. Collision: What Is The Difference?

Collision and Comprehensive Insurance are two types of coverage that you can add to your auto insurance policy. While these two separate types of coverage can be easy to confuse, they each cover different types of claims.

What is Final Expense Insurance?

What is Full Coverage Auto Insurance?

Adequate auto insurance coverage is important. Not only are all Nevada licensed drivers required by law to carry coverage, but in the event of a collision, your policy is what is standing between you and financial devastation. The term “full coverage” is one that often gets tossed around by drivers, but it’s probably not a term you’ll hear from your insurance agent.

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