You Closed on Your New Home: Now What?

Congratulations! You just closed on your house and received the keys to your new home. You can finally relax and breathe a big sigh of relief. Well… not yet.

Closing on your home can feel like the end of a long journey, and while it is definitely a reason to celebrate, the work is not quite done. There are a few jobs to tackle before getting fully settled. While you’re understandably excited about moving into your new home, the first few days (or weeks) of moving can be stressful and overwhelming. There’s a lot to do and some tasks can easily fall through the cracks. Here’s a post-closing checklist of what to do after you move.

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Find a Safe Place for Closing Paperwork

The closing paperwork, including the promissory note, closing disclosure, the deed, the mortgage and the home inspection report, should be stored together in a safe, dry place such as a safe deposit box or a fireproof safe.​

 

Change the Locks

Even if the seller has recently changed the locks, you have no way of knowing who has keys to your new home. Prior to moving in or shortly after, change the locks to ensure your household’s safety.

 

Fill Out Change of Address Forms

When you move to a new address, a seemingly endless list of parties need to be notified, including your bank, the IRS, utility companies, the post office, insurance companies, subscription services and TV and internet providers. You may also have personal contacts that need your updated information.

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Water, Sewer, Gas and More

Cable, Internet, Security

Once you know your closing date, contact utility companies in advance to set up services. This way, you’ll have electricity, gas, and water on move-in day. For other services like cable, Internet, and security, you might arrange set up after closing. It can take a few days for utility companies to fit you into their schedule, so the earlier you request services the better.

 

Fill Out Change of Address Forms

When you move to a new address, a seemingly endless list of parties need to be notified, including your bank, the IRS, utility companies, the post office, insurance companies, subscription services and TV and internet providers. You may also have personal contacts that need your updated information.

 

Mail Forwarding

Submit a mail forwarding to the Post Office. This will catch any friends, family, or other contacts that you forgot to notify.

 

Exchanging Insurance Information After an Accident

Exchanging Insurance Information After an Accident

Unfortunately, failing to collect the other driver’s personal information and provide them with your own can delay the claims process. On top of that, in Nevada, leaving the scene of an accident without providing personal information is technically a hit and run, which could result in criminal charges.

Exchanging Insurance Information After an Accident

Does Lying To Your Auto Insurance Company Get You A Better Rate?

Your auto insurance premium is based on a variety of factors, your personal info may cause you to pay more or less for your coverage than your neighbor pays. The application process for auto insurance can be complicated, and not verifying important information or even deliberately lying can have serious consequences.

Exchanging Insurance Information After an Accident

Nevada is Leaving Healthcare.gov in 2020

Why the Switch Back To Nevada Health Link? There are several reasons for the transition away from HealthCare.gov. Ultimately, the goal is to provide Nevadans with more affordable health insurance coverage, easier access to plans that they need, cost the member and the State less money, and have our own State autonomy.

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Update Your Driver’s License

In Nevada, you have 30 days after you move to update your driver’s license with your new address. Those days will pass quickly, so it is a good idea to visit your local DMV as soon as possible.

 

Change Batteries in Smoke and Carbon Monoxide Detectors

Ideally, batteries in smoke and carbon monoxide detectors should be changed out at least once per year to ensure they are functional when necessary. As a new homeowner, you have no way of knowing when the batteries were last changed out. Replacing the batteries right away is a quick, affordable way to get peace of mind.

 

Have the HVAC Unit Serviced

Maybe the previous homeowners were diligent with having annual furnace and air conditioner tune-ups and kept records of dates and services rendered. If that is not the case, however, you may want to give a local HVAC company a call and have a technician sent out to ensure the equipment is in good working order.

 

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Tackle the Items on Your Home Inspection Report

Most of the time, homes are sold in as-is condition. If your home inspection turned up issues that could pose potential hazards, you will not want to wait long before contacting the appropriate professionals or tackling the items yourself.

 

Clean and Paint

Before you completely unpack your belongings, you may want to take the time to disinfect surfaces. If you intend to paint, doing this before furniture and artwork are in place is a time-saver.

 

Finding Homeowners Insurance with Nevada Insurance Enrollment

Ensuring that you have adequate homeowners insurance is important for protecting your new home. At Nevada Insurance Enrollment, our insurance agents can help you prepare for your closing date by finding the policy that fits your needs and budget.

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(702) 898-0554

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Message from Nevada Insurance Enrollment

We would like to comment on this article for the sake of our clients who we have attempted unsuccessfully to enroll during this 1st year of “Open Enrollment”.

Health Insurance plan Unaffordable? Need Exemption?

When individuals and families buy their own health insurance, IF the insurance is greater than 8% of your “household income”, it is considered “unaffordable” and you are not required to buy health insurance.

Exchanging Insurance Information After an Accident

Message from Nevada Insurance Enrollment

We would like to comment on this article for the sake of our clients who we have attempted unsuccessfully to enroll during this 1st year of “Open Enrollment”.

Exchanging Insurance Information After an Accident

Health Insurance plan Unaffordable? Need Exemption?

When individuals and families buy their own health insurance, IF the insurance is greater than 8% of your “household income”, it is considered “unaffordable” and you are not required to buy health insurance.