Health Insurance MAIN page image
Call for Assistance

(702) 898-0554

↑ click to call ↑
Request a Quote
Search This Website

Try it. This is an AMAZING search engine.

Call for Assistance

(702) 898-0554

↑ click to call ↑
Request a Quote
Search This Website

Try it. This is an AMAZING search engine.

2025 Health Insurance Subsidy Chart – Federal Poverty Levels

ACA (Obamacare) Income Limits for 2024

Home > Health Insurance > 2025 Health Insurance Subsidy Chart – Federal Poverty Levels

Be Careful Here

You do not want to understate your income or you could end up owing money to the IRS.

For example, if your premiums are $1,000/month and you get an Advanced Premium Tax Credit of $800/month only paying $200/month for your health insurance. When you do your taxes and file your tax return each year, the Government will check your income. If you were only supposed to receive an Advanced Tax Credit of $700/month instead of $800/month, you’ll owe the IRS an extra $100/month x 12 months which would equal $1,200 that you would owe the IRS.

The Advanced Premium Tax Credit is an “estimation” of your pre-tax credit, so if you’ve received too much “credit,” you’ll end up paying it all back, or a portion of it back. Your percentage of Federal Poverty Level determines this.

2025 Health Insurance Subsidy Chart

by household size and income

The chart below lists the income numbers the IRS will use for “subsidy” eligibility.

2025 Health Insurance Subsidy Chart Federal Poverty Levels - mobile vertical

* The annual subsidy amounts change in January of each year

* NOTE: You can buy a plan outside of the “Marketplace” that doesn’t have a subsidy

NO Subsidy

Health Insurance

OFF Exchange

WITH a Subsidy

Health Insurance

ON Exchange

Medicaid

Health Insurance

for low income families

Short Term

Health Insurance

low cost, affordable

1). By Phone

(702) 898-0554

get a quote

2). Online Quote

3). In Person

4260 W. Craig Road #150-A

N. Las Vegas, NV 89032

Pin It on Pinterest