Health Insurance
Property & Casualty
Additional Information
Privacy Policy
Employment
Legal & Disclaimer
Final Expense whole life insurance plans are typically sold to mature adults, usually around 45-85 and are specifically designed to cover the costs of funeral services (burials or cremations) and ANY other expenses you may leave behind when you pass. It is insurance money, in the form of a check, that is sent to your loved ones (who are called the beneficiary) immediately upon your passing.
While most people don’t like to talk about their death, it is important to plan for it. Final Expense life insurance will protect your loved ones from having to pay these costs out of their pocket, on their credit cards, having car washes, dipping into savings or trying to sell possessions in a hurry. It protects them from losing out on money they could have had without having to sell possessions below their true value!
You WILL have final expenses one day, this is a guarantee, just the date and time are unknown. The good news is that there is a smarter and more affordable way to cover these costs of one’s final expenses. This is with final expense insurance.
Emotional and Inspiring Video
This wonderful video will give you a different view on WHY we all need Cremation Insurance
Because the average funeral now costs between $10,000 and $20,000 or more, and a Cremation with a simple service around $5,000, it is important to plan ahead for these costs. On top of your normal monthly bills, you could be leaving behind a lot of unpaid expenses that could be devastating for your family when you pass.
While most people don’t like to talk about their death, it is important to plan for it. Final Expense life insurance will protect your loved ones from having to pay these costs out of their own pocket, putting it on their credit cards, having car washes, yard sales, fund raisers, or dipping into savings.
You WILL have final expenses one day, this is a guarantee, just the date and time are unknown. The good news is, there is a smarter and more affordable way to cover the costs of when you die; this is with final expense insurance.
Lifetime Limits on New Health Insurance Plans are Now Illegal
Children under the age of 19 Can Not Be Denied Health Insurance
New plans must cover preventative services, we are unsure of what preventative services are covered in full at this time, but there cannot be “cost sharing”
4260 W. Craig Road #150-A
N. Las Vegas, NV 89032
Funeral Directors need payment at the time of service. Sometimes folks will think to themselves that they have things in their homes that the kids and loved ones can sell. We would strongly caution against this. When your loved one is dealing with your passing, how fair is it to make them try to figure out how to sell your things? And at the same time, meet with a funeral director or crematory that needs money right now. Your loved ones need time to grieve and to celebrate your life, not scramble around trying to sell your stuff! The loss of a loved one is a lot to deal with, and adding the extra burden of having garage sales, or trying to determine the value of your gold or silver, or sell a home in an instant, is a poor way to get the most money for your items. It’s a tremendous burden for the loved ones who are left behind. Wouldn’t it be a kinder gesture to have them simply cash an insurance check and let them grieve your loss?
These policies are permanent whole life insurance plans rather than term life insurance that “Terminates”. This means that these whole life policies do not have a specific time period of coverage. It covers you your “whole life”. So long as your monthly premiums (monthly bill) is paid, the policy will not expire.
These plans have no health questions. You cannot be turned down for this plan. For someone with serious health issues, this option is the way to go. The premiums will be high, but for someone who cannot get approved for any other type of policy, this will make sure your family is taken care of. You will have a waiting period for dying of natural causes the first few years. Please look at your policy for details. If you are in relatively good health, DO NOT get a Guaranteed Issue policy. You don’t need to wait 2 years for coverage for natural causes and you don’t need to donate your hard earned dollars to the insurance company.
By page visits (this month)
If the answer is yes to any of these 3 questions, you need to call us as soon as possible!
Final Expense insurance plans are NOT TAXED and DO NOT GO THROUGH PROBATE! Your family/loved ones will get a full untaxed check within days.
You may be quite healthy with just a few problems like diabetes or high blood pressure (under control) or maybe taking a cholesterol medication. If you don’t have significant medical problems, you may qualify for immediate coverage at a much lower rate, and you won’t have to wait 2 years to be covered for passing away due to natural causes.
We are local and living right here in Nevada. If you want an agent that actually cares about you, you’ve come to the right place.
We are a “Broker” which means we do not work for just one insurance company but actually SHOP NUMEROUS INSURANCE COMPANIES. If you buy insurance from a “Captive Agent” (someone who works directly for an insurance company), you can only buy the insurance plans his/her company offers.
If you’re seeking a new life insurance policy, allow a qualified health insurance agent to help you find the plan that best fits you and your family. Our services are free to our customers, making it a risk-free way to ensure that you’re getting the right coverage for your needs and budget.
We are a “Broker” which means we do not work for just one insurance company but actually shop numerous insurance companies. If you buy insurance from a “Captive Agent” (someone who works directly for an insurance company), you can only buy the insurance plans his/her company offers.
By page visits (this month)
The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.
The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.