Your Medicare Coverage is Protected
MEDICARE & HEALTHCARE REFORM AKA “OBAMACARE”
Medicare is NOT a part of the Health Insurance Marketplace aka “Obamacare.” If you have Medicare, you do not need to enroll into the Nevada Health Link website, you’re considered covered.
No matter how you get Medicare, whether through Original Medicare or a Medicare Advantage Plan, you’ll still have the same benefits and security you have now. The same applies to your private Medigap plans too.
The Government “Marketplace” (in Nevada the website called Nevada Health Link) won’t affect your Medicare choices or benefits. No matter what Medicare option you have, whether you have Original Medicare or a Medicare Advantage Plan (like an HMO or PPO) or a private insurance Medicare Supplement plan (Medigap), you won’t make any changes with Nevada Health Link.
Each person has unique medical concerns, prescriptions, worries and budget. Our mission is to do a thorough analysis of what Medicare plan works best for you. Whatever your medical concerns are and your budget will allow, we will assist you and help you to enroll into the best plan that meets YOUR concerns and medical needs.
Get to know your A, B, C and D
There are 4 basic parts to Medicare:
1). Hospital Insurance (Part A)
Covers inpatient hospital stays, hospice care, care in a skilled nursing facility and some home health care.
2). Medical Insurance (Part B)
Covers preventative services, outpatient care, medical supplies and certain doctors’ services.
3). Medicare Advantage Plans (Part C)
Are health plans offered by private insurance companies contracted with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.
4). Prescription Drug Coverage (Part D)
Adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.
What’s the Difference?
