Will Auto Insurance Premium Increase If I File Claim?
Knowing when to file a claim and understanding how it could affect your monthly premium is essential in making the best decision in the event of an accident.
How Your Zip Code Can Change Your Auto Insurance Rate
When determining your rate, your auto insurance company looks at the claims history within your region. Some geographic regions have a higher volume of claims than others, even within the same city.
What is Full Coverage Auto Insurance?
Adequate auto insurance coverage is important. Not only are all Nevada licensed drivers required by law to carry coverage, but in the event of a collision, your policy is what is standing between you and financial devastation. The term “full coverage” is one that often gets tossed around by drivers, but it’s probably not a term you’ll hear from your insurance agent.
Does Towing and Roadside Assistance Impact Insurance Premium?
Towing and roadside assistance is an auto insurance policy add-on that provides coverage if you get stranded or your car breaks down. This auto insurance coverage helps you handle costs like locksmith services, towing, battery service, gas delivery, and more.
Have You Been Offered Health Insurance At Work?
New rules to the American Rescue Plan Act, stating that employees that are offered “affordable” health insurance by their employer, may now qualify for a subsidy!
Automobile Rental Insurance When Renting A Car
Most drivers who have an auto insurance policy with collision and comprehensive coverage, decent health insurance, and homeowners or renters’ insurance can save their money by foregoing additional rental coverage.
The Tow Truck Damaged My Vehicle After An Accident
This also applies to damage that occurs after the accident. While you may consider the damage from the accident and the damage from the tow truck to be all one incident, your insurer will view it differently.
A Friend Wrecked My Car, What Happens Next?
If your friend was hit by an insured driver, the process will be simple enough. The at-fault driver will file a claim with their insurance company, who will pay to get your vehicle back to pre-accident condition. If the collision was bad enough to cause an injury, the at-fault driver’s auto insurance could also cover medical bills, lost wages and any other expenses associated with the accident.
Why Every Household Driver Should Be On Your Auto Insurance Policy
Generally speaking, anyone who lives with you that has a drivers license – whether they’re a member of your family or not – is considered by your insurer to be a member of your household. College students away from home without a vehicle aren’t required to be on a policy, and could be a “permissive” driver.
My Car Was Stolen! What Does My Auto Insurance Cover?
If your auto insurance policy has comprehensive coverage, then you will be financially compensated for your stolen vehicle.