With auto insurance, the answer to that question is Yes…and also No. Unfortunately, the question doesn’t have a straightforward answer. Generally speaking, the auto insurance follows the automobile, meaning that if you drive and wreck your friend’s car, they will file with their own auto insurance rather than yours.
Nevada’s minimum liability is 25/50/20, but what do those numbers mean? This insurance covers the other person you are responsible for when YOU hit THEM. When YOU are “at fault”.
The difference between replacement cost and actual cash value lies in deduction for depreciation, or how the passage of time, plus wear and tear, has reduced the value of an asset.
Liability Insurance helps cover the costs of any bodily injuries or property damage that results from a collision that you caused. This type of auto insurance covers the damages done to the driver that you hit; it does not cover any repairs to your own vehicle, nor can it be used for your own medical bills.
Comprehensive coverage is insurance that protects your car from damage that doesn’t happen as the result of a collision.
What is Collision Auto Insurance? It’s for YOUR car. If you are in a car accident and your car is damaged or destroyed, collision insurance will cover the cost of repairing or replacing it. This type of auto insurance coverage is used when your car hits another car, or stationary object like a tree.
Best Plans / Lowest Price for Auto Insurance in Nevada. Our auto insurance agents are auto insurance experts. We are a Las Vegas auto insurance agency and a family owned Farmers insurance agency with local, licensed auto insurance agents. Free quotes! Call today and speak with one of our licensed auto insurance agents.
Group health insurance coverage is a health insurance policy that is purchased by an employer and is offered to employees (and typically to the employees’ family members) as a benefit of working for that company. It is usually part of a comprehensive benefits packages that employers provide for employees.
Dental and Vision Insurance in Nevada. Delta Dental, Metlife, and VSP Vision. Our health insurance agents are dental and vision insurance experts. We are a local Las Vegas health insurance broker with local, licensed and friendly health insurance agents. Call today and speak with one of our agents today.
Travel Insurance provides health insurance coverage for medical emergencies and evacuations outside of the United States. Emergency dental treatment is usually included and emergency transportation (ambulance, air lift) services are also covered. Typically, most insurance plans don’t cover outside the U.S., and any accident or illness would not be covered.