Having two health insurance plans is legal and, in some cases, very beneficial. There are several scenarios in which you may have two health insurance plans. While it would be nice if you got double reimbursements for all your medical bills, that is not what happens when you have more than one health insurance policy.
What happens if you need healthcare services when you are hundreds of miles away from the nearest in-network provider? How you receive emergency or non-emergency medical care and pay for it depends largely on your health insurance plan.
Travel Insurance provides health insurance coverage for medical emergencies and evacuations outside of the United States. Emergency dental treatment is usually included and emergency transportation (ambulance, air lift) services are also covered. Typically, most insurance plans don’t cover outside the U.S., and any accident or illness would not be covered.